Blue Ridge Bankshares (NASDAQ:BRBS) operates as the bank holding company for Blue Ridge Bank, serving individuals, small and middle-market businesses, and non‐profit organizations primarily in Virginia and the Washington, D.C., metropolitan area. Headquartered in Charlottesville, Virginia, the company traces its roots to the late 19th century, when it began operations as a community bank focused on local agriculture and commerce. Over time, it has grown organically and through strategic acquisitions to establish a network of full‐service branches across key regional markets.
The company’s core business activities include deposit-taking, commercial and consumer lending, and wealth management services. It offers a suite of deposit products such as checking, savings, money market and certificate of deposit accounts, alongside electronic banking platforms for online and mobile access. On the lending side, Blue Ridge Bank provides commercial real estate and construction financing, working capital loans, equipment financing, and residential mortgages. Specialized services such as treasury management, letters of credit and international banking support the cash‐flow and operational needs of its business clients.
In addition to traditional banking, Blue Ridge Bankshares has developed a comprehensive wealth management arm, delivering investment advisory, trust and fiduciary services to individuals and institutions. These offerings are complemented by retirement planning, estate administration and personal trust services, all designed to build and preserve client assets. The company’s commitment to personalized service is reinforced by its team of experienced relationship managers and financial advisors who work closely with clients to address tailored financial objectives.
Governance and leadership at Blue Ridge Bankshares rest with a seasoned executive team and an independent board of directors. The management group brings deep expertise in community banking, risk management and strategic growth, ensuring prudent oversight and alignment with shareholder interests. Under this stewardship, the company continues to strengthen its local community ties while pursuing sustainable expansion opportunities across its core markets.
