Net interest income increased 4% year over year to $4,700,000,000 Driven by higher investments net interest income benefiting from higher short term interest rates. Non interest income of $941,000,000 was up 50 drove a $263,000,000 benefit for credit losses this past quarter versus an expense of $1,800,000,000 in the prior year quarter. In the Q3 of 2022, the provision for credit losses was driven by deterioration in housing market conditions, Coupled with lower observed and forecasted house price appreciation, these increases were partially offset by a $751,000,000 Or 41% increase in our non interest expense, which was primarily driven by an allocation of $313,000,000 For the accrual for the judgment in the Fairholme Fund litigation and the $314,000,000 decrease in single family credit enhancement recoveries due to a decline in expected credit losses on covered loans. Our total mortgage portfolio at the end of the Q3 was $3,500,000,000,000 a 2% increase year over year. Turning to our individual business segments, the single family segment reported net income of 2,300,000,000 For the quarter, up $1,500,000,000 or 176 percent from the prior year quarter.