Cullman Bancorp (NASDAQ:CULL) (NASDAQ: CULL) is the bank holding company for The Bank of Cullman, a community-oriented financial institution headquartered in Cullman, Alabama. Established in the early 20th century, the company has grown from a single branch into a multi-branch network serving north and central Alabama. Its geographic footprint encompasses urban and rural markets, with full-service branches in Cullman, Hartselle, Arab, and surrounding communities, reflecting its commitment to local economic development.
The primary business activities of Cullman Bancorp center on retail and commercial banking services. On the retail side, the company offers a range of deposit products, including checking and savings accounts, money market accounts, and certificates of deposit. It also provides consumer lending solutions such as residential real estate mortgages, home equity lines of credit, automobile loans, and personal installment loans. For small- and medium-sized businesses, Cullman Bancorp delivers commercial lending services covering commercial real estate, equipment financing, lines of credit, and construction loans, alongside treasury management and merchant services designed to streamline operations and optimize cash flow.
Beyond traditional banking, Cullman Bancorp extends wealth management and trust services through its subsidiary, Bank of Cullman Trust Services. These offerings include investment advisory, retirement planning, estate settlement, and fiduciary services tailored to individual and institutional clients. The company’s insurance division provides property and casualty products, life and disability coverage, and employee benefits planning, underscoring a diversified approach to meeting both personal and corporate financial needs.
Leadership at Cullman Bancorp emphasizes community engagement and prudent risk management. James C. Hollingsworth serves as President and Chief Executive Officer, guiding the company’s strategic initiatives and fostering relationships with local businesses and civic organizations. The board of directors comprises regional business and civic leaders who champion the bank’s mission of delivering personalized service and supporting economic growth across its Alabama markets. With a legacy spanning more than a century, Cullman Bancorp remains focused on balancing community values with the innovative delivery of financial products and services.
