Cullman Bancorp (CULL) Stock Price, News & Analysis

Company Overview

Cullman Bancorp, Inc. operates as the holding company for Cullman Savings Bank that provides various banking products and services in the United States. It offers checking, savings, and individual retirement accounts, as well as certificates of deposit accounts. The company also provides one- to four-family residential real estate, commercial real estate, commercial and industrial, construction, multi-family real estate, and consumer loans; term, line of credit, and agricultural loans; mortgage, home equity, and personal and auto loans; and invests in securities. In addition, it offers debit and credit card services; online banking, automated clearing house, and merchant services; and mobile banking, bill pay, and ATM services. Cullman Bancorp, Inc. was founded in 1887 and is headquartered in Cullman, Alabama.

Key Stats

• Today's Range: $10.65 to $10.75
• 50-Day Range: $10.15 to $10.69
• 52-Week Range: $8.50 to $10.75
• Volume: 6,600 shs
• Average Volume: 9,715 shs
• Market Capitalization: $65.34 million
• P/E Ratio: 21.30
• Dividend Yield: 1.13%
• Price Target: N/A
• Consensus Rating: N/A

Cullman Bancorp Stock Analysis - MarketRank™

Cullman Bancorp scored higher than 27% of companies evaluated by MarketBeat, and ranked 2401st out of 2,763 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: N/A
• Analyst Rating: N/A

Consensus Rating

There is not enough analysis data for Cullman Bancorp.

Earnings and Valuation

• Score: 1.3 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of Cullman Bancorp is 21.30, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 25.58.

Price to Earnings Ratio vs. Sector

The P/E ratio of Cullman Bancorp is 21.30, which means that it is trading at a more expensive P/E ratio than the Finance sector average P/E ratio of about 20.07.

Price to Book Value per Share Ratio

Cullman Bancorp has a P/B Ratio of 0.76. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: 4.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.54% of the float of Cullman Bancorp has been sold short.

Short Interest Ratio / Days to Cover

Cullman Bancorp has a short interest ratio ("days to cover") of 0.4, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Cullman Bancorp has recently decreased by 1.29%, indicating that investor sentiment is improving.

Dividend

• Score: 1.7 / 5
• Dividend Strength: Weak

Dividend Yield

Cullman Bancorp pays a meaningful dividend of 1.15%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

Cullman Bancorp does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of Cullman Bancorp is 24.00%. This payout ratio is at a healthy, sustainable level, below 75%.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

0.54% of the float of Cullman Bancorp has been sold short.

Short Interest Ratio / Days to Cover

Cullman Bancorp has a short interest ratio ("days to cover") of 0.4, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Cullman Bancorp has recently decreased by 1.29%, indicating that investor sentiment is improving.

News and Social Media

• Score: 0.6 / 5
• News Sentiment: 0.00

News Coverage This Week

MarketBeat has tracked 2 news articles for Cullman Bancorp this week, compared to 0 articles on an average week.

Search Interest

2 people have searched for CULL on MarketBeat in the last 30 days.

Company Ownership

• Score: 0.8 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Cullman Bancorp insiders have not sold or bought any company stock.

Percentage Held by Insiders

16.80% of the stock of Cullman Bancorp is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

Only 25.72% of the stock of Cullman Bancorp is held by institutions.

CULL Stock Analysis - Frequently Asked Questions

How have CULL shares performed this year?

Cullman Bancorp's stock was trading at $9.57 on January 1st, 2025. Since then, CULL shares have increased by 11.3% and is now trading at $10.65.

When did Cullman Bancorp IPO?

Cullman Bancorp (CULL) raised $43 million in an initial public offering (IPO) on Thursday, July 15th 2021. The company issued 4,284,375 shares at a price of $10.00 per share.

How do I buy shares of Cullman Bancorp?

Shares of CULL stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Cullman Bancorp own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Cullman Bancorp investors own include Meta Platforms (META), Big 5 Sporting Goods (BGFV), Hanover Bancorp (HNVR), Ambev (ABEV), Gramercy Property Trust (GPT), Altria Group (MO) and Chipotle Mexican Grill (CMG).

Company Calendar

• Today: 7/04/2025
• Next Earnings (Estimated): 7/31/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: Savings institutions, except federal
• Sub-Industry: Banking
• Current Symbol: NASDAQ:CULL
• CIK: 1845799
• Web: www.cullmansavingsbank.com
• Phone: (256) 734-1740
• Fax: N/A
• Employees: 50
• Year Founded: N/A

Profitability

• EPS (Trailing Twelve Months): N/A
• Trailing P/E Ratio: 21.30
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: N/A
• Net Margins: N/A
• Pretax Margin: N/A
• Return on Equity: N/A
• Return on Assets: N/A

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: N/A
• Quick Ratio: N/A

Sales & Book Value

• Annual Sales: $16.54 million
• Price / Sales: 3.95
• Cash Flow: $0.64 per share
• Price / Cash Flow: 16.74
• Book Value: $14.02 per share
• Price / Book: 0.76

Miscellaneous

• Outstanding Shares: 6,135,000
• Free Float: 5,597,000
• Market Cap: $65.34 million
• Optionable: Not Optionable
• Beta: 0.06