Free Trial

Cullman Bancorp (CULL) Competitors

Cullman Bancorp logo
$15.20 -0.10 (-0.65%)
As of 06/10/2026 03:46 PM Eastern

CULL vs. LX, BCML, NECB, USCB, and CHMG

Should you buy Cullman Bancorp stock or one of its competitors? MarketBeat compares Cullman Bancorp with other companies and stocks that may be similar based on industry, sector, market capitalization, business model, investor interest, or shared news coverage. Companies and stocks commonly compared with Cullman Bancorp include LexinFintech (LX), Bay Commercial Bank (BCML), Northeast Community Bancorp (NECB), USCB Financial (USCB), and Chemung Financial (CHMG). These companies are all part of the "banking" industry.

How does Cullman Bancorp compare to LexinFintech?

Cullman Bancorp (NASDAQ:CULL) and LexinFintech (NASDAQ:LX) are both small-cap finance companies, but which is the superior investment? We will compare the two businesses based on the strength of their analyst recommendations, risk, institutional ownership, profitability, earnings, media sentiment, dividends and valuation.

In the previous week, LexinFintech had 1 more articles in the media than Cullman Bancorp. MarketBeat recorded 1 mentions for LexinFintech and 0 mentions for Cullman Bancorp. LexinFintech's average media sentiment score of 1.89 beat Cullman Bancorp's score of 0.00 indicating that LexinFintech is being referred to more favorably in the news media.

Company Overall Sentiment
Cullman Bancorp Neutral
LexinFintech Very Positive

LexinFintech has a net margin of 10.78% compared to Cullman Bancorp's net margin of 0.00%. LexinFintech's return on equity of 12.12% beat Cullman Bancorp's return on equity.

Company Net Margins Return on Equity Return on Assets
Cullman BancorpN/A N/A N/A
LexinFintech 10.78%12.12%6.29%

Cullman Bancorp has a beta of 0.11, suggesting that its stock price is 89% less volatile than the broader market. Comparatively, LexinFintech has a beta of 0.84, suggesting that its stock price is 16% less volatile than the broader market.

LexinFintech has higher revenue and earnings than Cullman Bancorp. LexinFintech is trading at a lower price-to-earnings ratio than Cullman Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Cullman Bancorp$16.54M5.13$3.95M$0.5030.40
LexinFintech$13.36B0.03$239.82M$1.151.86

25.7% of Cullman Bancorp shares are owned by institutional investors. 16.8% of Cullman Bancorp shares are owned by company insiders. Comparatively, 27.8% of LexinFintech shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company is poised for long-term growth.

Cullman Bancorp pays an annual dividend of $0.12 per share and has a dividend yield of 0.8%. LexinFintech pays an annual dividend of $0.30 per share and has a dividend yield of 14.0%. Cullman Bancorp pays out 24.0% of its earnings in the form of a dividend. LexinFintech pays out 26.1% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

LexinFintech has a consensus target price of $3.50, suggesting a potential upside of 63.55%. Given LexinFintech's stronger consensus rating and higher probable upside, analysts plainly believe LexinFintech is more favorable than Cullman Bancorp.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Cullman Bancorp
0 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
0.00
LexinFintech
0 Sell rating(s)
2 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00

Summary

LexinFintech beats Cullman Bancorp on 13 of the 17 factors compared between the two stocks.

How does Cullman Bancorp compare to Bay Commercial Bank?

Cullman Bancorp (NASDAQ:CULL) and Bay Commercial Bank (NASDAQ:BCML) are both small-cap finance companies, but which is the superior stock? We will compare the two companies based on the strength of their profitability, media sentiment, risk, valuation, dividends, analyst recommendations, earnings and institutional ownership.

In the previous week, Bay Commercial Bank had 1 more articles in the media than Cullman Bancorp. MarketBeat recorded 1 mentions for Bay Commercial Bank and 0 mentions for Cullman Bancorp. Bay Commercial Bank's average media sentiment score of 1.89 beat Cullman Bancorp's score of 0.00 indicating that Bay Commercial Bank is being referred to more favorably in the news media.

Company Overall Sentiment
Cullman Bancorp Neutral
Bay Commercial Bank Very Positive

Cullman Bancorp has a beta of 0.11, meaning that its share price is 89% less volatile than the broader market. Comparatively, Bay Commercial Bank has a beta of 0.27, meaning that its share price is 73% less volatile than the broader market.

Bay Commercial Bank has a net margin of 18.41% compared to Cullman Bancorp's net margin of 0.00%. Bay Commercial Bank's return on equity of 7.84% beat Cullman Bancorp's return on equity.

Company Net Margins Return on Equity Return on Assets
Cullman BancorpN/A N/A N/A
Bay Commercial Bank 18.41%7.84%1.01%

Cullman Bancorp pays an annual dividend of $0.12 per share and has a dividend yield of 0.8%. Bay Commercial Bank pays an annual dividend of $1.20 per share and has a dividend yield of 3.7%. Cullman Bancorp pays out 24.0% of its earnings in the form of a dividend. Bay Commercial Bank pays out 49.6% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Bay Commercial Bank has raised its dividend for 3 consecutive years. Bay Commercial Bank is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Bay Commercial Bank has a consensus target price of $34.00, indicating a potential upside of 5.23%. Given Bay Commercial Bank's stronger consensus rating and higher probable upside, analysts plainly believe Bay Commercial Bank is more favorable than Cullman Bancorp.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Cullman Bancorp
0 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
0.00
Bay Commercial Bank
0 Sell rating(s)
3 Hold rating(s)
0 Buy rating(s)
1 Strong Buy rating(s)
2.50

25.7% of Cullman Bancorp shares are held by institutional investors. Comparatively, 66.2% of Bay Commercial Bank shares are held by institutional investors. 16.8% of Cullman Bancorp shares are held by insiders. Comparatively, 2.9% of Bay Commercial Bank shares are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock is poised for long-term growth.

Bay Commercial Bank has higher revenue and earnings than Cullman Bancorp. Bay Commercial Bank is trading at a lower price-to-earnings ratio than Cullman Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Cullman Bancorp$16.54M5.13$3.95M$0.5030.40
Bay Commercial Bank$104.12M3.39$23.93M$2.4213.35

Summary

Bay Commercial Bank beats Cullman Bancorp on 15 of the 19 factors compared between the two stocks.

How does Cullman Bancorp compare to Northeast Community Bancorp?

Cullman Bancorp (NASDAQ:CULL) and Northeast Community Bancorp (NASDAQ:NECB) are both small-cap finance companies, but which is the better business? We will contrast the two businesses based on the strength of their institutional ownership, profitability, earnings, analyst recommendations, valuation, risk, media sentiment and dividends.

In the previous week, Northeast Community Bancorp had 2 more articles in the media than Cullman Bancorp. MarketBeat recorded 2 mentions for Northeast Community Bancorp and 0 mentions for Cullman Bancorp. Northeast Community Bancorp's average media sentiment score of 0.94 beat Cullman Bancorp's score of 0.00 indicating that Northeast Community Bancorp is being referred to more favorably in the news media.

Company Overall Sentiment
Cullman Bancorp Neutral
Northeast Community Bancorp Positive

Cullman Bancorp has a beta of 0.11, suggesting that its share price is 89% less volatile than the broader market. Comparatively, Northeast Community Bancorp has a beta of 0.36, suggesting that its share price is 64% less volatile than the broader market.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Cullman Bancorp
0 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
0.00
Northeast Community Bancorp
0 Sell rating(s)
1 Hold rating(s)
1 Buy rating(s)
1 Strong Buy rating(s)
3.00

Cullman Bancorp pays an annual dividend of $0.12 per share and has a dividend yield of 0.8%. Northeast Community Bancorp pays an annual dividend of $0.80 per share and has a dividend yield of 3.1%. Cullman Bancorp pays out 24.0% of its earnings in the form of a dividend. Northeast Community Bancorp pays out 24.8% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Northeast Community Bancorp has raised its dividend for 2 consecutive years. Northeast Community Bancorp is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Northeast Community Bancorp has a net margin of 28.16% compared to Cullman Bancorp's net margin of 0.00%. Northeast Community Bancorp's return on equity of 12.62% beat Cullman Bancorp's return on equity.

Company Net Margins Return on Equity Return on Assets
Cullman BancorpN/A N/A N/A
Northeast Community Bancorp 28.16%12.62%2.16%

Northeast Community Bancorp has higher revenue and earnings than Cullman Bancorp. Northeast Community Bancorp is trading at a lower price-to-earnings ratio than Cullman Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Cullman Bancorp$16.54M5.13$3.95M$0.5030.40
Northeast Community Bancorp$104.27M3.40$44.41M$3.227.96

25.7% of Cullman Bancorp shares are held by institutional investors. Comparatively, 53.3% of Northeast Community Bancorp shares are held by institutional investors. 16.8% of Cullman Bancorp shares are held by insiders. Comparatively, 7.1% of Northeast Community Bancorp shares are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock is poised for long-term growth.

Summary

Northeast Community Bancorp beats Cullman Bancorp on 15 of the 19 factors compared between the two stocks.

How does Cullman Bancorp compare to USCB Financial?

Cullman Bancorp (NASDAQ:CULL) and USCB Financial (NASDAQ:USCB) are both small-cap finance companies, but which is the superior business? We will compare the two companies based on the strength of their media sentiment, valuation, dividends, institutional ownership, analyst recommendations, risk, profitability and earnings.

Cullman Bancorp has a beta of 0.11, meaning that its stock price is 89% less volatile than the broader market. Comparatively, USCB Financial has a beta of 0.53, meaning that its stock price is 47% less volatile than the broader market.

In the previous week, USCB Financial had 1 more articles in the media than Cullman Bancorp. MarketBeat recorded 1 mentions for USCB Financial and 0 mentions for Cullman Bancorp. USCB Financial's average media sentiment score of 1.71 beat Cullman Bancorp's score of 0.00 indicating that USCB Financial is being referred to more favorably in the news media.

Company Overall Sentiment
Cullman Bancorp Neutral
USCB Financial Very Positive

USCB Financial has a net margin of 17.04% compared to Cullman Bancorp's net margin of 0.00%. USCB Financial's return on equity of 15.37% beat Cullman Bancorp's return on equity.

Company Net Margins Return on Equity Return on Assets
Cullman BancorpN/A N/A N/A
USCB Financial 17.04%15.37%1.22%

25.7% of Cullman Bancorp shares are owned by institutional investors. Comparatively, 61.3% of USCB Financial shares are owned by institutional investors. 16.8% of Cullman Bancorp shares are owned by insiders. Comparatively, 49.5% of USCB Financial shares are owned by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company will outperform the market over the long term.

USCB Financial has higher revenue and earnings than Cullman Bancorp. USCB Financial is trading at a lower price-to-earnings ratio than Cullman Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Cullman Bancorp$16.54M5.13$3.95M$0.5030.40
USCB Financial$159.60M2.21$26.10M$1.4313.53

Cullman Bancorp pays an annual dividend of $0.12 per share and has a dividend yield of 0.8%. USCB Financial pays an annual dividend of $0.50 per share and has a dividend yield of 2.6%. Cullman Bancorp pays out 24.0% of its earnings in the form of a dividend. USCB Financial pays out 35.0% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. USCB Financial has increased its dividend for 2 consecutive years. USCB Financial is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

USCB Financial has a consensus price target of $22.00, indicating a potential upside of 13.70%. Given USCB Financial's stronger consensus rating and higher probable upside, analysts clearly believe USCB Financial is more favorable than Cullman Bancorp.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Cullman Bancorp
0 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
0.00
USCB Financial
0 Sell rating(s)
2 Hold rating(s)
2 Buy rating(s)
1 Strong Buy rating(s)
2.80

Summary

USCB Financial beats Cullman Bancorp on 17 of the 20 factors compared between the two stocks.

How does Cullman Bancorp compare to Chemung Financial?

Cullman Bancorp (NASDAQ:CULL) and Chemung Financial (NASDAQ:CHMG) are both small-cap finance companies, but which is the superior investment? We will contrast the two companies based on the strength of their analyst recommendations, risk, valuation, earnings, profitability, media sentiment, institutional ownership and dividends.

Chemung Financial has a net margin of 12.77% compared to Cullman Bancorp's net margin of 0.00%. Chemung Financial's return on equity of 12.45% beat Cullman Bancorp's return on equity.

Company Net Margins Return on Equity Return on Assets
Cullman BancorpN/A N/A N/A
Chemung Financial 12.77%12.45%1.13%

Chemung Financial has higher revenue and earnings than Cullman Bancorp. Chemung Financial is trading at a lower price-to-earnings ratio than Cullman Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Cullman Bancorp$16.54M5.13$3.95M$0.5030.40
Chemung Financial$98.09M3.55$15.10M$3.7919.06

Cullman Bancorp has a beta of 0.11, suggesting that its share price is 89% less volatile than the broader market. Comparatively, Chemung Financial has a beta of 0.6, suggesting that its share price is 40% less volatile than the broader market.

Cullman Bancorp pays an annual dividend of $0.12 per share and has a dividend yield of 0.8%. Chemung Financial pays an annual dividend of $1.36 per share and has a dividend yield of 1.9%. Cullman Bancorp pays out 24.0% of its earnings in the form of a dividend. Chemung Financial pays out 35.9% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Chemung Financial has raised its dividend for 1 consecutive years. Chemung Financial is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Chemung Financial has a consensus price target of $64.00, indicating a potential downside of 11.39%. Given Chemung Financial's stronger consensus rating and higher probable upside, analysts plainly believe Chemung Financial is more favorable than Cullman Bancorp.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Cullman Bancorp
0 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
0.00
Chemung Financial
0 Sell rating(s)
2 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.33

In the previous week, Chemung Financial had 2 more articles in the media than Cullman Bancorp. MarketBeat recorded 2 mentions for Chemung Financial and 0 mentions for Cullman Bancorp. Chemung Financial's average media sentiment score of 0.94 beat Cullman Bancorp's score of 0.00 indicating that Chemung Financial is being referred to more favorably in the news media.

Company Overall Sentiment
Cullman Bancorp Neutral
Chemung Financial Positive

25.7% of Cullman Bancorp shares are owned by institutional investors. Comparatively, 47.5% of Chemung Financial shares are owned by institutional investors. 16.8% of Cullman Bancorp shares are owned by company insiders. Comparatively, 12.7% of Chemung Financial shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock is poised for long-term growth.

Summary

Chemung Financial beats Cullman Bancorp on 15 of the 19 factors compared between the two stocks.

Get Cullman Bancorp News Delivered to You Automatically

Sign up to receive the latest news and ratings for CULL and its competitors with MarketBeat's FREE daily newsletter.

Subscribe Now
SMS is currently available in Australia, Belgium, Canada, France, Germany, Ireland, Italy, New Zealand, the Netherlands, Singapore, South Africa, Spain, Switzerland, the United Kingdom, and the United States. By entering your phone number and clicking the sign-up button, you agree to receive periodic text messages from MarketBeat at the phone number you submitted, including texts that may be sent using an automatic telephone dialing system. Message and data rates may apply. Message frequency will vary. Messages will consist of stock alerts, news stories, and partner advertisements/offers. Consent is not a condition of the purchase of any goods or services. Text HELP for help/customer support. Unsubscribe at any time by replying "STOP" to any text message that you receive from MarketBeat or by visiting our mailing preferences page. Read our full terms of service and privacy policy.

New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding CULL and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
Skip Chart

Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
Skip Chart

CULL vs. The Competition

MetricCullman BancorpSavings institutions, except federal IndustryFinance SectorNASDAQ Exchange
Market Cap$84.89M$56.18M$13.57B$11.95B
Dividend Yield0.77%1.77%5.78%5.61%
P/E Ratio30.4022.5019.9723.63
Price / Sales5.134.91134.6994.22
Price / Cash16.7419.6019.3154.72
Price / Book1.080.912.206.70
Net Income$3.95M-$486.67K$1.14B$337.26M
7 Day PerformanceN/A-0.81%0.29%-2.46%
1 Month Performance1.81%-0.40%0.47%0.31%
1 Year Performance47.00%24.25%10.26%23.15%

Cullman Bancorp Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
CULL
Cullman Bancorp
N/A$15.20
-0.7%
N/A+47.6%$84.89M$16.54M30.4050
LX
LexinFintech
3.8671 of 5 stars
$2.07
-7.6%
$3.50
+69.1%
-70.0%$346.73M$13.36B1.807,169
BCML
Bay Commercial Bank
4.2874 of 5 stars
$31.77
+1.2%
$34.00
+7.0%
+18.2%$346.58M$104.12M13.13370
NECB
Northeast Community Bancorp
3.3276 of 5 stars
$25.00
+1.8%
N/A+12.3%$345.38M$104.27M7.76130
USCB
USCB Financial
4.7201 of 5 stars
$18.79
+1.1%
$22.00
+17.1%
+14.5%$343.11M$159.60M13.14196

Related Companies and Tools


This page (NASDAQ:CULL) was last updated on 6/11/2026 by MarketBeat.com Staff.
From Our Partners