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Cullman Bancorp (CULL) Competitors

Cullman Bancorp logo
$17.20 0.00 (0.00%)
As of 10/13/2026

CULL vs. NWFL, TSBK, WSBF, BRBS, and AVBH

Should you buy Cullman Bancorp stock or one of its competitors? Cullman Bancorp's main competitors and comparable companies include Norwood Financial (NWFL), Timberland Bancorp (TSBK), Waterstone Financial (WSBF), Blue Ridge Bankshares (BRBS), and Avidbank (AVBH). Companies are selected based on similarities in market, industry, and size. These companies are all part of the "regional banks" industry.

How does Cullman Bancorp compare to Norwood Financial?

Cullman Bancorp (NASDAQ:CULL) and Norwood Financial (NASDAQ:NWFL) are both small-cap finance companies, but which is the better investment? We will contrast the two businesses based on the strength of their profitability, valuation, dividends, institutional ownership, risk, earnings, analyst recommendations and media sentiment.

Norwood Financial has higher revenue and earnings than Cullman Bancorp. Norwood Financial is trading at a lower price-to-earnings ratio than Cullman Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Cullman Bancorp$16.54M5.59$3.95M$0.3647.78
Norwood Financial$136.15M2.71$27.75M$2.9011.67

Cullman Bancorp has a beta of 0.13, indicating that its share price is 87% less volatile than the broader market. Comparatively, Norwood Financial has a beta of 0.56, indicating that its share price is 44% less volatile than the broader market.

In the previous week, Norwood Financial had 3 more articles in the media than Cullman Bancorp. MarketBeat recorded 3 mentions for Norwood Financial and 0 mentions for Cullman Bancorp. Norwood Financial's average media sentiment score of 0.61 beat Cullman Bancorp's score of 0.00 indicating that Norwood Financial is being referred to more favorably in the news media.

Company Overall Sentiment
Cullman Bancorp Neutral
Norwood Financial Positive

Norwood Financial has a consensus price target of $35.00, indicating a potential upside of 3.46%. Given Norwood Financial's stronger consensus rating and higher probable upside, analysts clearly believe Norwood Financial is more favorable than Cullman Bancorp.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Cullman Bancorp
0 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
0.00
Norwood Financial
0 Sell rating(s)
1 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.50

25.7% of Cullman Bancorp shares are held by institutional investors. Comparatively, 28.1% of Norwood Financial shares are held by institutional investors. 16.8% of Cullman Bancorp shares are held by insiders. Comparatively, 8.1% of Norwood Financial shares are held by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock is poised for long-term growth.

Cullman Bancorp pays an annual dividend of $0.12 per share and has a dividend yield of 0.7%. Norwood Financial pays an annual dividend of $1.28 per share and has a dividend yield of 3.8%. Cullman Bancorp pays out 33.3% of its earnings in the form of a dividend. Norwood Financial pays out 44.1% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Norwood Financial has increased its dividend for 7 consecutive years. Norwood Financial is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Norwood Financial has a net margin of 18.68% compared to Cullman Bancorp's net margin of 0.00%. Norwood Financial's return on equity of 12.88% beat Cullman Bancorp's return on equity.

Company Net Margins Return on Equity Return on Assets
Cullman BancorpN/A N/A N/A
Norwood Financial 18.68%12.88%1.27%

Summary

Norwood Financial beats Cullman Bancorp on 15 of the 19 factors compared between the two stocks.

How does Cullman Bancorp compare to Timberland Bancorp?

Cullman Bancorp (NASDAQ:CULL) and Timberland Bancorp (NASDAQ:TSBK) are both small-cap finance companies, but which is the superior stock? We will contrast the two companies based on the strength of their dividends, risk, earnings, profitability, valuation, analyst recommendations, institutional ownership and media sentiment.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Cullman Bancorp
0 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
0.00
Timberland Bancorp
0 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
1 Strong Buy rating(s)
4.00

In the previous week, Timberland Bancorp had 2 more articles in the media than Cullman Bancorp. MarketBeat recorded 2 mentions for Timberland Bancorp and 0 mentions for Cullman Bancorp. Timberland Bancorp's average media sentiment score of 1.23 beat Cullman Bancorp's score of 0.00 indicating that Timberland Bancorp is being referred to more favorably in the news media.

Company Overall Sentiment
Cullman Bancorp Neutral
Timberland Bancorp Positive

Cullman Bancorp pays an annual dividend of $0.12 per share and has a dividend yield of 0.7%. Timberland Bancorp pays an annual dividend of $1.20 per share and has a dividend yield of 2.7%. Cullman Bancorp pays out 33.3% of its earnings in the form of a dividend. Timberland Bancorp pays out 30.1% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Timberland Bancorp has increased its dividend for 13 consecutive years. Timberland Bancorp is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

25.7% of Cullman Bancorp shares are held by institutional investors. Comparatively, 65.5% of Timberland Bancorp shares are held by institutional investors. 16.8% of Cullman Bancorp shares are held by company insiders. Comparatively, 3.6% of Timberland Bancorp shares are held by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company is poised for long-term growth.

Timberland Bancorp has higher revenue and earnings than Cullman Bancorp. Timberland Bancorp is trading at a lower price-to-earnings ratio than Cullman Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Cullman Bancorp$16.54M5.59$3.95M$0.3647.78
Timberland Bancorp$114.63M3.07$29.16M$3.9911.32

Cullman Bancorp has a beta of 0.13, indicating that its share price is 87% less volatile than the broader market. Comparatively, Timberland Bancorp has a beta of 0.31, indicating that its share price is 69% less volatile than the broader market.

Timberland Bancorp has a net margin of 26.46% compared to Cullman Bancorp's net margin of 0.00%. Timberland Bancorp's return on equity of 11.72% beat Cullman Bancorp's return on equity.

Company Net Margins Return on Equity Return on Assets
Cullman BancorpN/A N/A N/A
Timberland Bancorp 26.46%11.72%1.55%

Summary

Timberland Bancorp beats Cullman Bancorp on 15 of the 18 factors compared between the two stocks.

How does Cullman Bancorp compare to Waterstone Financial?

Waterstone Financial (NASDAQ:WSBF) and Cullman Bancorp (NASDAQ:CULL) are both small-cap finance companies, but which is the superior business? We will compare the two companies based on the strength of their risk, analyst recommendations, valuation, profitability, dividends, earnings, media sentiment and institutional ownership.

Waterstone Financial pays an annual dividend of $0.68 per share and has a dividend yield of 3.4%. Cullman Bancorp pays an annual dividend of $0.12 per share and has a dividend yield of 0.7%. Waterstone Financial pays out 39.5% of its earnings in the form of a dividend. Cullman Bancorp pays out 33.3% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Waterstone Financial has higher revenue and earnings than Cullman Bancorp. Waterstone Financial is trading at a lower price-to-earnings ratio than Cullman Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Waterstone Financial$201.29M1.77$26.40M$1.7211.51
Cullman Bancorp$16.54M5.59$3.95M$0.3647.78

In the previous week, Waterstone Financial had 3 more articles in the media than Cullman Bancorp. MarketBeat recorded 3 mentions for Waterstone Financial and 0 mentions for Cullman Bancorp. Waterstone Financial's average media sentiment score of 0.61 beat Cullman Bancorp's score of 0.00 indicating that Waterstone Financial is being referred to more favorably in the media.

Company Overall Sentiment
Waterstone Financial Positive
Cullman Bancorp Neutral

Waterstone Financial has a beta of 0.74, suggesting that its stock price is 26% less volatile than the broader market. Comparatively, Cullman Bancorp has a beta of 0.13, suggesting that its stock price is 87% less volatile than the broader market.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Waterstone Financial
0 Sell rating(s)
0 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
3.00
Cullman Bancorp
0 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
0.00

62.7% of Waterstone Financial shares are held by institutional investors. Comparatively, 25.7% of Cullman Bancorp shares are held by institutional investors. 6.0% of Waterstone Financial shares are held by insiders. Comparatively, 16.8% of Cullman Bancorp shares are held by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company is poised for long-term growth.

Waterstone Financial has a net margin of 14.57% compared to Cullman Bancorp's net margin of 0.00%. Waterstone Financial's return on equity of 8.64% beat Cullman Bancorp's return on equity.

Company Net Margins Return on Equity Return on Assets
Waterstone Financial14.57% 8.64% 1.33%
Cullman Bancorp N/A N/A N/A

Summary

Waterstone Financial beats Cullman Bancorp on 13 of the 17 factors compared between the two stocks.

How does Cullman Bancorp compare to Blue Ridge Bankshares?

Cullman Bancorp (NASDAQ:CULL) and Blue Ridge Bankshares (NASDAQ:BRBS) are both small-cap finance companies, but which is the superior business? We will contrast the two companies based on the strength of their earnings, risk, analyst recommendations, media sentiment, dividends, institutional ownership, valuation and profitability.

Cullman Bancorp pays an annual dividend of $0.12 per share and has a dividend yield of 0.7%. Blue Ridge Bankshares pays an annual dividend of $0.60 per share and has a dividend yield of 15.5%. Cullman Bancorp pays out 33.3% of its earnings in the form of a dividend. Blue Ridge Bankshares pays out 600.0% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. Blue Ridge Bankshares has raised its dividend for 10 consecutive years. Blue Ridge Bankshares is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Cullman Bancorp has higher earnings, but lower revenue than Blue Ridge Bankshares. Blue Ridge Bankshares is trading at a lower price-to-earnings ratio than Cullman Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Cullman Bancorp$16.54M5.59$3.95M$0.3647.78
Blue Ridge Bankshares$84.12M4.12-$15.39M$0.1038.60

Cullman Bancorp has a beta of 0.13, meaning that its stock price is 87% less volatile than the broader market. Comparatively, Blue Ridge Bankshares has a beta of 0.68, meaning that its stock price is 32% less volatile than the broader market.

Cullman Bancorp has a net margin of 0.00% compared to Blue Ridge Bankshares' net margin of -8.84%. Cullman Bancorp's return on equity of 0.00% beat Blue Ridge Bankshares' return on equity.

Company Net Margins Return on Equity Return on Assets
Cullman BancorpN/A N/A N/A
Blue Ridge Bankshares -8.84%-5.48%-0.52%

In the previous week, Cullman Bancorp's average media sentiment score of 0.00 equaled Blue Ridge Bankshares'average media sentiment score.

Company Overall Sentiment
Cullman Bancorp Neutral
Blue Ridge Bankshares Neutral

25.7% of Cullman Bancorp shares are held by institutional investors. Comparatively, 50.5% of Blue Ridge Bankshares shares are held by institutional investors. 16.8% of Cullman Bancorp shares are held by insiders. Comparatively, 4.4% of Blue Ridge Bankshares shares are held by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock will outperform the market over the long term.

Summary

Cullman Bancorp beats Blue Ridge Bankshares on 9 of the 14 factors compared between the two stocks.

How does Cullman Bancorp compare to Avidbank?

Avidbank (NASDAQ:AVBH) and Cullman Bancorp (NASDAQ:CULL) are both small-cap finance companies, but which is the better investment? We will contrast the two companies based on the strength of their earnings, dividends, media sentiment, risk, valuation, profitability, analyst recommendations and institutional ownership.

In the previous week, Avidbank had 1 more articles in the media than Cullman Bancorp. MarketBeat recorded 1 mentions for Avidbank and 0 mentions for Cullman Bancorp. Avidbank's average media sentiment score of 0.91 beat Cullman Bancorp's score of 0.00 indicating that Avidbank is being referred to more favorably in the media.

Company Overall Sentiment
Avidbank Positive
Cullman Bancorp Neutral

Avidbank presently has a consensus price target of $35.33, suggesting a potential upside of 14.16%. Given Avidbank's stronger consensus rating and higher possible upside, equities analysts clearly believe Avidbank is more favorable than Cullman Bancorp.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Avidbank
0 Sell rating(s)
1 Hold rating(s)
3 Buy rating(s)
1 Strong Buy rating(s)
3.00
Cullman Bancorp
0 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
0.00

Cullman Bancorp has a net margin of 0.00% compared to Avidbank's net margin of -8.69%. Avidbank's return on equity of 10.85% beat Cullman Bancorp's return on equity.

Company Net Margins Return on Equity Return on Assets
Avidbank-8.69% 10.85% 1.21%
Cullman Bancorp N/A N/A N/A

Avidbank has a beta of 0.33, indicating that its share price is 67% less volatile than the broader market. Comparatively, Cullman Bancorp has a beta of 0.13, indicating that its share price is 87% less volatile than the broader market.

Cullman Bancorp has lower revenue, but higher earnings than Avidbank. Avidbank is trading at a lower price-to-earnings ratio than Cullman Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Avidbank$151.76M2.24-$19.55M-$1.92N/A
Cullman Bancorp$16.54M5.59$3.95M$0.3647.78

15.9% of Avidbank shares are owned by institutional investors. Comparatively, 25.7% of Cullman Bancorp shares are owned by institutional investors. 9.6% of Avidbank shares are owned by insiders. Comparatively, 16.8% of Cullman Bancorp shares are owned by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company is poised for long-term growth.

Summary

Avidbank beats Cullman Bancorp on 10 of the 17 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding CULL and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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CULL vs. The Competition

MetricCullman BancorpBanks IndustryFinance SectorNASDAQ Exchange
Market Cap$92.52M$22.48B$13.37B$13.10B
Dividend Yield0.70%3.15%6.08%22.89%
P/E Ratio34.4025.4324.6125.58
Price / Sales5.598.88490.7480.26
Price / Cash16.7414.7044.1953.04
Price / Book1.231.312.696.02
Net Income$3.95M$2.60B$1.32B$380.34M
7 Day Performance2.38%-0.75%-0.68%-3.19%
1 Month Performance0.88%-3.92%-3.08%-6.07%
1 Year Performance44.78%19.58%9.68%-3.77%

Cullman Bancorp Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
CULL
Cullman Bancorp
N/A$17.20
flat
N/AN/A$92.52M$16.54M34.4050
NWFL
Norwood Financial
4.1485 of 5 stars
$33.53
-1.0%
$35.00
+4.4%
+35.9%$369.25M$136.15M11.56281
TSBK
Timberland Bancorp
1.6064 of 5 stars
$44.82
-1.2%
N/A+43.1%$352.86M$114.63M11.23280
WSBF
Waterstone Financial
2.1958 of 5 stars
$19.48
-0.5%
N/A+34.0%$351.99M$201.29M11.33593
BRBS
Blue Ridge Bankshares
N/A$3.84
-1.5%
N/A-5.9%$344.41M$84.12MN/A302

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This page (NASDAQ:CULL) was last updated on 10/14/2026 by MarketBeat.com Staff.
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