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Cullman Bancorp (CULL) Competitors

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$16.41 +0.26 (+1.62%)
As of 08/14/2026 09:58 AM Eastern

CULL vs. TSBK, AVBH, FVCB, BCML, and COSO

Should you buy Cullman Bancorp stock or one of its competitors? Cullman Bancorp's main competitors and comparable companies include Timberland Bancorp (TSBK), Avidbank (AVBH), Fvcbankcorp (FVCB), Bay Commercial Bank (BCML), and CoastalSouth Bancshares (COSO). Companies are selected based on similarities in market, industry, and size. These companies are all part of the "regional banks" industry.

How does Cullman Bancorp compare to Timberland Bancorp?

Cullman Bancorp (NASDAQ:CULL) and Timberland Bancorp (NASDAQ:TSBK) are both small-cap finance companies, but which is the better stock? We will contrast the two companies based on the strength of their institutional ownership, dividends, profitability, analyst recommendations, earnings, valuation, risk and media sentiment.

Timberland Bancorp has a net margin of 26.46% compared to Cullman Bancorp's net margin of 0.00%. Timberland Bancorp's return on equity of 11.72% beat Cullman Bancorp's return on equity.

Company Net Margins Return on Equity Return on Assets
Cullman BancorpN/A N/A N/A
Timberland Bancorp 26.46%11.72%1.55%

25.7% of Cullman Bancorp shares are owned by institutional investors. Comparatively, 65.5% of Timberland Bancorp shares are owned by institutional investors. 16.8% of Cullman Bancorp shares are owned by insiders. Comparatively, 3.6% of Timberland Bancorp shares are owned by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock is poised for long-term growth.

Cullman Bancorp pays an annual dividend of $0.12 per share and has a dividend yield of 0.7%. Timberland Bancorp pays an annual dividend of $1.20 per share and has a dividend yield of 2.6%. Cullman Bancorp pays out 24.0% of its earnings in the form of a dividend. Timberland Bancorp pays out 30.1% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Timberland Bancorp has increased its dividend for 13 consecutive years. Timberland Bancorp is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Cullman Bancorp has a beta of 0.1, suggesting that its stock price is 90% less volatile than the broader market. Comparatively, Timberland Bancorp has a beta of 0.31, suggesting that its stock price is 69% less volatile than the broader market.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Cullman Bancorp
0 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
0.00
Timberland Bancorp
0 Sell rating(s)
0 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
3.00

Timberland Bancorp has higher revenue and earnings than Cullman Bancorp. Timberland Bancorp is trading at a lower price-to-earnings ratio than Cullman Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Cullman Bancorp$16.54M5.46$3.95M$0.5032.82
Timberland Bancorp$114.63M3.13$29.16M$3.9911.54

In the previous week, Timberland Bancorp had 2 more articles in the media than Cullman Bancorp. MarketBeat recorded 2 mentions for Timberland Bancorp and 0 mentions for Cullman Bancorp. Timberland Bancorp's average media sentiment score of 1.32 beat Cullman Bancorp's score of 0.00 indicating that Timberland Bancorp is being referred to more favorably in the news media.

Company Overall Sentiment
Cullman Bancorp Neutral
Timberland Bancorp Positive

Summary

Timberland Bancorp beats Cullman Bancorp on 14 of the 18 factors compared between the two stocks.

How does Cullman Bancorp compare to Avidbank?

Cullman Bancorp (NASDAQ:CULL) and Avidbank (NASDAQ:AVBH) are both small-cap finance companies, but which is the superior business? We will contrast the two businesses based on the strength of their institutional ownership, profitability, analyst recommendations, media sentiment, earnings, risk, valuation and dividends.

25.7% of Cullman Bancorp shares are held by institutional investors. Comparatively, 15.9% of Avidbank shares are held by institutional investors. 16.8% of Cullman Bancorp shares are held by insiders. Comparatively, 9.6% of Avidbank shares are held by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock is poised for long-term growth.

Cullman Bancorp has higher earnings, but lower revenue than Avidbank. Avidbank is trading at a lower price-to-earnings ratio than Cullman Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Cullman Bancorp$16.54M5.46$3.95M$0.5032.82
Avidbank$151.76M2.38-$19.55M-$1.92N/A

In the previous week, Avidbank had 3 more articles in the media than Cullman Bancorp. MarketBeat recorded 3 mentions for Avidbank and 0 mentions for Cullman Bancorp. Avidbank's average media sentiment score of 1.89 beat Cullman Bancorp's score of 0.00 indicating that Avidbank is being referred to more favorably in the news media.

Company Overall Sentiment
Cullman Bancorp Neutral
Avidbank Very Positive

Cullman Bancorp has a beta of 0.1, indicating that its share price is 90% less volatile than the broader market. Comparatively, Avidbank has a beta of 0.33, indicating that its share price is 67% less volatile than the broader market.

Cullman Bancorp has a net margin of 0.00% compared to Avidbank's net margin of -8.69%. Avidbank's return on equity of 10.85% beat Cullman Bancorp's return on equity.

Company Net Margins Return on Equity Return on Assets
Cullman BancorpN/A N/A N/A
Avidbank -8.69%10.85%1.21%

Avidbank has a consensus target price of $35.33, suggesting a potential upside of 7.46%. Given Avidbank's stronger consensus rating and higher probable upside, analysts plainly believe Avidbank is more favorable than Cullman Bancorp.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Cullman Bancorp
0 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
0.00
Avidbank
0 Sell rating(s)
1 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.75

Summary

Avidbank beats Cullman Bancorp on 9 of the 16 factors compared between the two stocks.

How does Cullman Bancorp compare to Fvcbankcorp?

Fvcbankcorp (NASDAQ:FVCB) and Cullman Bancorp (NASDAQ:CULL) are both small-cap finance companies, but which is the superior stock? We will compare the two businesses based on the strength of their institutional ownership, profitability, analyst recommendations, dividends, earnings, risk, media sentiment and valuation.

Fvcbankcorp has a beta of 0.33, suggesting that its stock price is 67% less volatile than the broader market. Comparatively, Cullman Bancorp has a beta of 0.1, suggesting that its stock price is 90% less volatile than the broader market.

Fvcbankcorp has higher revenue and earnings than Cullman Bancorp. Fvcbankcorp is trading at a lower price-to-earnings ratio than Cullman Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Fvcbankcorp$122.03M2.77$22.06M$1.4213.23
Cullman Bancorp$16.54M5.46$3.95M$0.5032.82

Fvcbankcorp pays an annual dividend of $0.28 per share and has a dividend yield of 1.5%. Cullman Bancorp pays an annual dividend of $0.12 per share and has a dividend yield of 0.7%. Fvcbankcorp pays out 19.7% of its earnings in the form of a dividend. Cullman Bancorp pays out 24.0% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Fvcbankcorp is clearly the better dividend stock, given its higher yield and lower payout ratio.

Fvcbankcorp has a net margin of 20.45% compared to Cullman Bancorp's net margin of 0.00%. Fvcbankcorp's return on equity of 9.91% beat Cullman Bancorp's return on equity.

Company Net Margins Return on Equity Return on Assets
Fvcbankcorp20.45% 9.91% 1.09%
Cullman Bancorp N/A N/A N/A

43.6% of Fvcbankcorp shares are owned by institutional investors. Comparatively, 25.7% of Cullman Bancorp shares are owned by institutional investors. 11.2% of Fvcbankcorp shares are owned by company insiders. Comparatively, 16.8% of Cullman Bancorp shares are owned by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock will outperform the market over the long term.

Fvcbankcorp currently has a consensus price target of $21.00, suggesting a potential upside of 11.82%. Given Fvcbankcorp's stronger consensus rating and higher possible upside, equities analysts clearly believe Fvcbankcorp is more favorable than Cullman Bancorp.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Fvcbankcorp
0 Sell rating(s)
1 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.67
Cullman Bancorp
0 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
0.00

In the previous week, Fvcbankcorp had 1 more articles in the media than Cullman Bancorp. MarketBeat recorded 1 mentions for Fvcbankcorp and 0 mentions for Cullman Bancorp. Fvcbankcorp's average media sentiment score of 1.87 beat Cullman Bancorp's score of 0.00 indicating that Fvcbankcorp is being referred to more favorably in the media.

Company Overall Sentiment
Fvcbankcorp Very Positive
Cullman Bancorp Neutral

Summary

Fvcbankcorp beats Cullman Bancorp on 15 of the 18 factors compared between the two stocks.

How does Cullman Bancorp compare to Bay Commercial Bank?

Bay Commercial Bank (NASDAQ:BCML) and Cullman Bancorp (NASDAQ:CULL) are both small-cap finance companies, but which is the superior investment? We will contrast the two companies based on the strength of their risk, dividends, earnings, profitability, valuation, media sentiment, institutional ownership and analyst recommendations.

Bay Commercial Bank has a beta of 0.27, meaning that its stock price is 73% less volatile than the broader market. Comparatively, Cullman Bancorp has a beta of 0.1, meaning that its stock price is 90% less volatile than the broader market.

Bay Commercial Bank currently has a consensus target price of $34.00, indicating a potential upside of 9.43%. Given Bay Commercial Bank's stronger consensus rating and higher possible upside, research analysts plainly believe Bay Commercial Bank is more favorable than Cullman Bancorp.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Bay Commercial Bank
1 Sell rating(s)
2 Hold rating(s)
0 Buy rating(s)
1 Strong Buy rating(s)
2.25
Cullman Bancorp
0 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
0.00

66.2% of Bay Commercial Bank shares are owned by institutional investors. Comparatively, 25.7% of Cullman Bancorp shares are owned by institutional investors. 2.9% of Bay Commercial Bank shares are owned by insiders. Comparatively, 16.8% of Cullman Bancorp shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company is poised for long-term growth.

Bay Commercial Bank pays an annual dividend of $1.20 per share and has a dividend yield of 3.9%. Cullman Bancorp pays an annual dividend of $0.12 per share and has a dividend yield of 0.7%. Bay Commercial Bank pays out 100.0% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. Cullman Bancorp pays out 24.0% of its earnings in the form of a dividend. Bay Commercial Bank has increased its dividend for 3 consecutive years. Bay Commercial Bank is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

In the previous week, Bay Commercial Bank had 5 more articles in the media than Cullman Bancorp. MarketBeat recorded 5 mentions for Bay Commercial Bank and 0 mentions for Cullman Bancorp. Bay Commercial Bank's average media sentiment score of 1.45 beat Cullman Bancorp's score of 0.00 indicating that Bay Commercial Bank is being referred to more favorably in the media.

Company Overall Sentiment
Bay Commercial Bank Positive
Cullman Bancorp Neutral

Bay Commercial Bank has higher revenue and earnings than Cullman Bancorp. Bay Commercial Bank is trading at a lower price-to-earnings ratio than Cullman Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Bay Commercial Bank$104.88M3.24$23.93M$1.2025.89
Cullman Bancorp$16.54M5.46$3.95M$0.5032.82

Bay Commercial Bank has a net margin of 9.20% compared to Cullman Bancorp's net margin of 0.00%. Bay Commercial Bank's return on equity of 6.98% beat Cullman Bancorp's return on equity.

Company Net Margins Return on Equity Return on Assets
Bay Commercial Bank9.20% 6.98% 0.90%
Cullman Bancorp N/A N/A N/A

Summary

Bay Commercial Bank beats Cullman Bancorp on 15 of the 19 factors compared between the two stocks.

How does Cullman Bancorp compare to CoastalSouth Bancshares?

CoastalSouth Bancshares (NYSE:COSO) and Cullman Bancorp (NASDAQ:CULL) are both small-cap finance companies, but which is the superior investment? We will contrast the two businesses based on the strength of their risk, analyst recommendations, earnings, dividends, media sentiment, valuation, profitability and institutional ownership.

CoastalSouth Bancshares has higher revenue and earnings than Cullman Bancorp. CoastalSouth Bancshares is trading at a lower price-to-earnings ratio than Cullman Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
CoastalSouth Bancshares$135.78M2.45$24.89M$2.2212.52
Cullman Bancorp$16.54M5.46$3.95M$0.5032.82

In the previous week, CoastalSouth Bancshares had 3 more articles in the media than Cullman Bancorp. MarketBeat recorded 3 mentions for CoastalSouth Bancshares and 0 mentions for Cullman Bancorp. CoastalSouth Bancshares' average media sentiment score of 0.41 beat Cullman Bancorp's score of 0.00 indicating that CoastalSouth Bancshares is being referred to more favorably in the media.

Company Overall Sentiment
CoastalSouth Bancshares Neutral
Cullman Bancorp Neutral

25.7% of Cullman Bancorp shares are held by institutional investors. 15.1% of CoastalSouth Bancshares shares are held by insiders. Comparatively, 16.8% of Cullman Bancorp shares are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company is poised for long-term growth.

CoastalSouth Bancshares pays an annual dividend of $0.20 per share and has a dividend yield of 0.7%. Cullman Bancorp pays an annual dividend of $0.12 per share and has a dividend yield of 0.7%. CoastalSouth Bancshares pays out 9.0% of its earnings in the form of a dividend. Cullman Bancorp pays out 24.0% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

CoastalSouth Bancshares has a net margin of 19.59% compared to Cullman Bancorp's net margin of 0.00%. CoastalSouth Bancshares' return on equity of 10.57% beat Cullman Bancorp's return on equity.

Company Net Margins Return on Equity Return on Assets
CoastalSouth Bancshares19.59% 10.57% 1.18%
Cullman Bancorp N/A N/A N/A

CoastalSouth Bancshares currently has a consensus target price of $30.00, suggesting a potential upside of 7.96%. Given CoastalSouth Bancshares' stronger consensus rating and higher possible upside, analysts plainly believe CoastalSouth Bancshares is more favorable than Cullman Bancorp.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
CoastalSouth Bancshares
0 Sell rating(s)
1 Hold rating(s)
1 Buy rating(s)
1 Strong Buy rating(s)
3.00
Cullman Bancorp
0 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
0.00

Summary

CoastalSouth Bancshares beats Cullman Bancorp on 13 of the 18 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding CULL and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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CULL vs. The Competition

MetricCullman BancorpBanks IndustryFinance SectorNASDAQ Exchange
Market Cap$90.35M$23.91B$14.11B$13.10B
Dividend Yield0.73%3.14%5.87%10.45%
P/E Ratio32.8228.2929.3425.28
Price / Sales5.469.57513.8291.94
Price / Cash16.7416.3337.4950.90
Price / Book1.171.383.716.24
Net Income$3.95M$2.57B$1.31B$347.60M
7 Day PerformanceN/A1.04%0.73%1.06%
1 Month Performance-2.89%3.25%1.52%0.81%
1 Year Performance49.34%27.81%12.46%20.90%

Cullman Bancorp Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
CULL
Cullman Bancorp
N/A$16.41
+1.6%
N/A+51.8%$90.35M$16.54M32.8250
TSBK
Timberland Bancorp
3.0045 of 5 stars
$45.22
-1.1%
N/A+38.5%$357.89M$114.63M11.33300
AVBH
Avidbank
1.8741 of 5 stars
$32.60
flat
$35.33
+8.4%
N/A$357.14M$151.76MN/A130
FVCB
Fvcbankcorp
4.4442 of 5 stars
$18.52
-1.1%
$21.00
+13.4%
+43.1%$337.08M$122.03M13.04130
BCML
Bay Commercial Bank
4.5287 of 5 stars
$30.52
-0.6%
$34.00
+11.4%
+8.6%$334.92M$141.48M25.43370

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This page (NASDAQ:CULL) was last updated on 8/15/2026 by MarketBeat.com Staff.
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