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Cullman Bancorp (CULL) Competitors

Cullman Bancorp logo
$17.10 0.00 (0.00%)
As of 09/22/2026 11:39 AM Eastern

CULL vs. TSBK, BRBS, AVBH, NEWT, and BCML

Should you buy Cullman Bancorp stock or one of its competitors? Cullman Bancorp's main competitors and comparable companies include Timberland Bancorp (TSBK), Blue Ridge Bankshares (BRBS), Avidbank (AVBH), NewtekOne (NEWT), and Bay Commercial Bank (BCML). Companies are selected based on similarities in market, industry, and size. These companies are all part of the "regional banks" industry.

How does Cullman Bancorp compare to Timberland Bancorp?

Cullman Bancorp (NASDAQ:CULL) and Timberland Bancorp (NASDAQ:TSBK) are both small-cap finance companies, but which is the better business? We will contrast the two companies based on the strength of their profitability, dividends, analyst recommendations, institutional ownership, valuation, risk, earnings and media sentiment.

25.7% of Cullman Bancorp shares are held by institutional investors. Comparatively, 65.5% of Timberland Bancorp shares are held by institutional investors. 16.8% of Cullman Bancorp shares are held by company insiders. Comparatively, 3.6% of Timberland Bancorp shares are held by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Cullman Bancorp
0 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
0.00
Timberland Bancorp
0 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
1 Strong Buy rating(s)
4.00

Timberland Bancorp has higher revenue and earnings than Cullman Bancorp. Timberland Bancorp is trading at a lower price-to-earnings ratio than Cullman Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Cullman Bancorp$16.54M5.58$3.95M$0.5034.20
Timberland Bancorp$114.63M3.04$29.16M$3.9911.23

Cullman Bancorp has a beta of 0.1, indicating that its stock price is 90% less volatile than the broader market. Comparatively, Timberland Bancorp has a beta of 0.31, indicating that its stock price is 69% less volatile than the broader market.

Timberland Bancorp has a net margin of 26.46% compared to Cullman Bancorp's net margin of 0.00%. Timberland Bancorp's return on equity of 11.72% beat Cullman Bancorp's return on equity.

Company Net Margins Return on Equity Return on Assets
Cullman BancorpN/A N/A N/A
Timberland Bancorp 26.46%11.72%1.55%

Cullman Bancorp pays an annual dividend of $0.12 per share and has a dividend yield of 0.7%. Timberland Bancorp pays an annual dividend of $1.20 per share and has a dividend yield of 2.7%. Cullman Bancorp pays out 24.0% of its earnings in the form of a dividend. Timberland Bancorp pays out 30.1% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Timberland Bancorp has increased its dividend for 13 consecutive years. Timberland Bancorp is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

In the previous week, Timberland Bancorp had 1 more articles in the media than Cullman Bancorp. MarketBeat recorded 2 mentions for Timberland Bancorp and 1 mentions for Cullman Bancorp. Cullman Bancorp's average media sentiment score of 0.82 beat Timberland Bancorp's score of 0.34 indicating that Cullman Bancorp is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Cullman Bancorp
0 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Timberland Bancorp
0 Very Positive mention(s)
1 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

Summary

Timberland Bancorp beats Cullman Bancorp on 13 of the 18 factors compared between the two stocks.

How does Cullman Bancorp compare to Blue Ridge Bankshares?

Cullman Bancorp (NASDAQ:CULL) and Blue Ridge Bankshares (NASDAQ:BRBS) are both small-cap finance companies, but which is the better investment? We will compare the two businesses based on the strength of their media sentiment, risk, profitability, dividends, analyst recommendations, earnings, institutional ownership and valuation.

25.7% of Cullman Bancorp shares are held by institutional investors. Comparatively, 50.5% of Blue Ridge Bankshares shares are held by institutional investors. 16.8% of Cullman Bancorp shares are held by company insiders. Comparatively, 4.4% of Blue Ridge Bankshares shares are held by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company will outperform the market over the long term.

Cullman Bancorp has a beta of 0.1, suggesting that its stock price is 90% less volatile than the broader market. Comparatively, Blue Ridge Bankshares has a beta of 0.69, suggesting that its stock price is 31% less volatile than the broader market.

Cullman Bancorp pays an annual dividend of $0.12 per share and has a dividend yield of 0.7%. Blue Ridge Bankshares pays an annual dividend of $0.60 per share and has a dividend yield of 15.7%. Cullman Bancorp pays out 24.0% of its earnings in the form of a dividend. Blue Ridge Bankshares pays out 600.0% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. Blue Ridge Bankshares has increased its dividend for 10 consecutive years. Blue Ridge Bankshares is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Cullman Bancorp has higher earnings, but lower revenue than Blue Ridge Bankshares. Cullman Bancorp is trading at a lower price-to-earnings ratio than Blue Ridge Bankshares, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Cullman Bancorp$16.54M5.58$3.95M$0.5034.20
Blue Ridge Bankshares$84.12M4.06-$15.39M$0.1038.10

Cullman Bancorp has a net margin of 0.00% compared to Blue Ridge Bankshares' net margin of -8.84%. Cullman Bancorp's return on equity of 0.00% beat Blue Ridge Bankshares' return on equity.

Company Net Margins Return on Equity Return on Assets
Cullman BancorpN/A N/A N/A
Blue Ridge Bankshares -8.84%-5.48%-0.52%

In the previous week, Cullman Bancorp had 1 more articles in the media than Blue Ridge Bankshares. MarketBeat recorded 1 mentions for Cullman Bancorp and 0 mentions for Blue Ridge Bankshares. Cullman Bancorp's average media sentiment score of 0.82 beat Blue Ridge Bankshares' score of 0.00 indicating that Cullman Bancorp is being referred to more favorably in the media.

Company Overall Sentiment
Cullman Bancorp Positive
Blue Ridge Bankshares Neutral

Summary

Cullman Bancorp beats Blue Ridge Bankshares on 11 of the 16 factors compared between the two stocks.

How does Cullman Bancorp compare to Avidbank?

Cullman Bancorp (NASDAQ:CULL) and Avidbank (NASDAQ:AVBH) are both small-cap finance companies, but which is the better stock? We will compare the two businesses based on the strength of their valuation, dividends, risk, profitability, analyst recommendations, media sentiment, earnings and institutional ownership.

Cullman Bancorp has a beta of 0.1, indicating that its share price is 90% less volatile than the broader market. Comparatively, Avidbank has a beta of 0.33, indicating that its share price is 67% less volatile than the broader market.

25.7% of Cullman Bancorp shares are owned by institutional investors. Comparatively, 15.9% of Avidbank shares are owned by institutional investors. 16.8% of Cullman Bancorp shares are owned by insiders. Comparatively, 9.6% of Avidbank shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock is poised for long-term growth.

Cullman Bancorp has a net margin of 0.00% compared to Avidbank's net margin of -8.69%. Avidbank's return on equity of 10.85% beat Cullman Bancorp's return on equity.

Company Net Margins Return on Equity Return on Assets
Cullman BancorpN/A N/A N/A
Avidbank -8.69%10.85%1.21%

Avidbank has a consensus target price of $35.33, suggesting a potential upside of 13.54%. Given Avidbank's stronger consensus rating and higher possible upside, analysts clearly believe Avidbank is more favorable than Cullman Bancorp.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Cullman Bancorp
0 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
0.00
Avidbank
0 Sell rating(s)
1 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.75

In the previous week, Avidbank had 2 more articles in the media than Cullman Bancorp. MarketBeat recorded 3 mentions for Avidbank and 1 mentions for Cullman Bancorp. Cullman Bancorp's average media sentiment score of 0.82 beat Avidbank's score of -0.04 indicating that Cullman Bancorp is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Cullman Bancorp
0 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Avidbank
0 Very Positive mention(s)
1 Positive mention(s)
1 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Neutral

Cullman Bancorp has higher earnings, but lower revenue than Avidbank. Avidbank is trading at a lower price-to-earnings ratio than Cullman Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Cullman Bancorp$16.54M5.58$3.95M$0.5034.20
Avidbank$151.76M2.25-$19.55M-$1.92N/A

Summary

Cullman Bancorp and Avidbank tied by winning 8 of the 16 factors compared between the two stocks.

How does Cullman Bancorp compare to NewtekOne?

Cullman Bancorp (NASDAQ:CULL) and NewtekOne (NASDAQ:NEWT) are both small-cap finance companies, but which is the superior investment? We will contrast the two companies based on the strength of their media sentiment, risk, valuation, profitability, analyst recommendations, dividends, earnings and institutional ownership.

NewtekOne has a consensus price target of $16.33, suggesting a potential upside of 44.16%. Given NewtekOne's stronger consensus rating and higher possible upside, analysts clearly believe NewtekOne is more favorable than Cullman Bancorp.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Cullman Bancorp
0 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
0.00
NewtekOne
1 Sell rating(s)
4 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.00

25.7% of Cullman Bancorp shares are owned by institutional investors. Comparatively, 38.3% of NewtekOne shares are owned by institutional investors. 16.8% of Cullman Bancorp shares are owned by insiders. Comparatively, 5.9% of NewtekOne shares are owned by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.

NewtekOne has a net margin of 15.57% compared to Cullman Bancorp's net margin of 0.00%. NewtekOne's return on equity of 17.97% beat Cullman Bancorp's return on equity.

Company Net Margins Return on Equity Return on Assets
Cullman BancorpN/A N/A N/A
NewtekOne 15.57%17.97%2.26%

In the previous week, Cullman Bancorp and Cullman Bancorp both had 1 articles in the media. NewtekOne's average media sentiment score of 0.87 beat Cullman Bancorp's score of 0.82 indicating that NewtekOne is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Cullman Bancorp
0 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
NewtekOne
0 Very Positive mention(s)
1 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Cullman Bancorp has a beta of 0.1, suggesting that its stock price is 90% less volatile than the broader market. Comparatively, NewtekOne has a beta of 1.27, suggesting that its stock price is 27% more volatile than the broader market.

Cullman Bancorp pays an annual dividend of $0.12 per share and has a dividend yield of 0.7%. NewtekOne pays an annual dividend of $0.76 per share and has a dividend yield of 6.7%. Cullman Bancorp pays out 24.0% of its earnings in the form of a dividend. NewtekOne pays out 34.2% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. NewtekOne has increased its dividend for 1 consecutive years. NewtekOne is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

NewtekOne has higher revenue and earnings than Cullman Bancorp. NewtekOne is trading at a lower price-to-earnings ratio than Cullman Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Cullman Bancorp$16.54M5.58$3.95M$0.5034.20
NewtekOne$276.53M1.18$60.51M$2.225.10

Summary

NewtekOne beats Cullman Bancorp on 14 of the 18 factors compared between the two stocks.

How does Cullman Bancorp compare to Bay Commercial Bank?

Cullman Bancorp (NASDAQ:CULL) and Bay Commercial Bank (NASDAQ:BCML) are both small-cap finance companies, but which is the better stock? We will compare the two businesses based on the strength of their media sentiment, valuation, profitability, dividends, analyst recommendations, risk, earnings and institutional ownership.

In the previous week, Bay Commercial Bank had 1 more articles in the media than Cullman Bancorp. MarketBeat recorded 2 mentions for Bay Commercial Bank and 1 mentions for Cullman Bancorp. Cullman Bancorp's average media sentiment score of 0.82 beat Bay Commercial Bank's score of 0.00 indicating that Cullman Bancorp is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Cullman Bancorp
0 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Bay Commercial Bank
0 Very Positive mention(s)
0 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

Bay Commercial Bank has a consensus price target of $34.00, suggesting a potential upside of 14.71%. Given Bay Commercial Bank's stronger consensus rating and higher probable upside, analysts clearly believe Bay Commercial Bank is more favorable than Cullman Bancorp.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Cullman Bancorp
0 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
0.00
Bay Commercial Bank
1 Sell rating(s)
2 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.00

Cullman Bancorp pays an annual dividend of $0.12 per share and has a dividend yield of 0.7%. Bay Commercial Bank pays an annual dividend of $1.20 per share and has a dividend yield of 4.0%. Cullman Bancorp pays out 24.0% of its earnings in the form of a dividend. Bay Commercial Bank pays out 100.0% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. Bay Commercial Bank has increased its dividend for 3 consecutive years. Bay Commercial Bank is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Bay Commercial Bank has higher revenue and earnings than Cullman Bancorp. Bay Commercial Bank is trading at a lower price-to-earnings ratio than Cullman Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Cullman Bancorp$16.54M5.58$3.95M$0.5034.20
Bay Commercial Bank$104.88M3.09$23.93M$1.2024.70

Cullman Bancorp has a beta of 0.1, indicating that its share price is 90% less volatile than the broader market. Comparatively, Bay Commercial Bank has a beta of 0.28, indicating that its share price is 72% less volatile than the broader market.

25.7% of Cullman Bancorp shares are owned by institutional investors. Comparatively, 66.2% of Bay Commercial Bank shares are owned by institutional investors. 16.8% of Cullman Bancorp shares are owned by insiders. Comparatively, 2.9% of Bay Commercial Bank shares are owned by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company is poised for long-term growth.

Bay Commercial Bank has a net margin of 9.20% compared to Cullman Bancorp's net margin of 0.00%. Bay Commercial Bank's return on equity of 6.98% beat Cullman Bancorp's return on equity.

Company Net Margins Return on Equity Return on Assets
Cullman BancorpN/A N/A N/A
Bay Commercial Bank 9.20%6.98%0.90%

Summary

Bay Commercial Bank beats Cullman Bancorp on 14 of the 19 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding CULL and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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CULL vs. The Competition

MetricCullman BancorpBanks IndustryFinance SectorNASDAQ Exchange
Market Cap$92.29M$23.48B$13.78B$13.28B
Dividend Yield0.71%3.09%5.95%12.57%
P/E Ratio34.2026.8825.2225.70
Price / Sales5.589.46518.6990.85
Price / Cash16.7415.4446.1252.76
Price / Book1.221.352.716.32
Net Income$3.95M$2.58B$1.31B$359.73M
7 Day Performance0.59%-1.22%-0.36%0.17%
1 Month Performance3.64%-1.04%-1.55%-3.27%
1 Year Performance48.70%21.32%8.90%5.58%

Cullman Bancorp Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
CULL
Cullman Bancorp
N/A$17.10
flat
N/A+49.7%$92.29M$16.54M34.2050
TSBK
Timberland Bancorp
1.2412 of 5 stars
$45.91
-1.3%
N/A+30.1%$361.72M$114.63M11.51280
BRBS
Blue Ridge Bankshares
N/A$3.95
flat
N/A-11.6%$354.27M$84.12MN/A302
AVBH
Avidbank
2.0939 of 5 stars
$31.40
+0.1%
$35.33
+12.5%
+20.6%$344.55M$151.76MN/A151
NEWT
NewtekOne
4.5882 of 5 stars
$11.56
-2.8%
$16.33
+41.3%
-6.8%$343.44M$383.33M5.21572

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This page (NASDAQ:CULL) was last updated on 9/24/2026 by MarketBeat.com Staff.
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