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Chemung Financial (CHMG) Competitors

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$82.09 +0.87 (+1.07%)
Closing price 04:00 PM Eastern
Extended Trading
$81.96 -0.13 (-0.15%)
As of 07:14 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more.

CHMG vs. CCNE, FMBH, FRME, GABC, and SHBI

Should you buy Chemung Financial stock or one of its competitors? Chemung Financial's main competitors and comparable companies include CNB Financial (CCNE), First Mid Bancshares (FMBH), First Merchants (FRME), German American Bancorp (GABC), and Shore Bancshares (SHBI). Companies are selected based on similarities in market, industry, and size. These companies are all part of the "regional banks" industry.

How does Chemung Financial compare to CNB Financial?

Chemung Financial (NASDAQ:CHMG) and CNB Financial (NASDAQ:CCNE) are both small-cap finance companies, but which is the superior investment? We will compare the two companies based on the strength of their earnings, risk, media sentiment, valuation, dividends, profitability, analyst recommendations and institutional ownership.

Chemung Financial currently has a consensus price target of $84.00, indicating a potential upside of 2.33%. CNB Financial has a consensus price target of $37.00, indicating a potential upside of 9.11%. Given CNB Financial's stronger consensus rating and higher probable upside, analysts clearly believe CNB Financial is more favorable than Chemung Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Chemung Financial
0 Sell rating(s)
2 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.50
CNB Financial
0 Sell rating(s)
2 Hold rating(s)
4 Buy rating(s)
1 Strong Buy rating(s)
2.86

CNB Financial has higher revenue and earnings than Chemung Financial. CNB Financial is trading at a lower price-to-earnings ratio than Chemung Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Chemung Financial$140.78M2.81$15.10M$6.9611.79
CNB Financial$432.51M2.32$66.13M$3.1110.90

Chemung Financial has a net margin of 20.68% compared to CNB Financial's net margin of 19.37%. Chemung Financial's return on equity of 12.98% beat CNB Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
Chemung Financial20.68% 12.98% 1.22%
CNB Financial 19.37%12.85%1.26%

47.5% of Chemung Financial shares are owned by institutional investors. Comparatively, 52.4% of CNB Financial shares are owned by institutional investors. 12.7% of Chemung Financial shares are owned by company insiders. Comparatively, 2.9% of CNB Financial shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock will outperform the market over the long term.

Chemung Financial pays an annual dividend of $1.44 per share and has a dividend yield of 1.8%. CNB Financial pays an annual dividend of $0.76 per share and has a dividend yield of 2.2%. Chemung Financial pays out 20.7% of its earnings in the form of a dividend. CNB Financial pays out 24.4% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Chemung Financial has increased its dividend for 1 consecutive years and CNB Financial has increased its dividend for 1 consecutive years.

In the previous week, Chemung Financial and Chemung Financial both had 4 articles in the media. CNB Financial's average media sentiment score of 1.02 beat Chemung Financial's score of -0.13 indicating that CNB Financial is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Chemung Financial
1 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Neutral
CNB Financial
0 Very Positive mention(s)
0 Positive mention(s)
2 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Positive

Chemung Financial has a beta of 0.57, indicating that its stock price is 43% less volatile than the broader market. Comparatively, CNB Financial has a beta of 0.61, indicating that its stock price is 39% less volatile than the broader market.

Summary

CNB Financial beats Chemung Financial on 11 of the 18 factors compared between the two stocks.

How does Chemung Financial compare to First Mid Bancshares?

First Mid Bancshares (NASDAQ:FMBH) and Chemung Financial (NASDAQ:CHMG) are both small-cap finance companies, but which is the better business? We will contrast the two companies based on the strength of their analyst recommendations, risk, dividends, profitability, earnings, media sentiment, valuation and institutional ownership.

47.6% of First Mid Bancshares shares are held by institutional investors. Comparatively, 47.5% of Chemung Financial shares are held by institutional investors. 6.0% of First Mid Bancshares shares are held by company insiders. Comparatively, 12.7% of Chemung Financial shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company will outperform the market over the long term.

Chemung Financial has a net margin of 20.68% compared to First Mid Bancshares' net margin of 19.76%. Chemung Financial's return on equity of 12.98% beat First Mid Bancshares' return on equity.

Company Net Margins Return on Equity Return on Assets
First Mid Bancshares19.76% 10.86% 1.29%
Chemung Financial 20.68%12.98%1.22%

First Mid Bancshares pays an annual dividend of $1.04 per share and has a dividend yield of 2.1%. Chemung Financial pays an annual dividend of $1.44 per share and has a dividend yield of 1.8%. First Mid Bancshares pays out 25.8% of its earnings in the form of a dividend. Chemung Financial pays out 20.7% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. First Mid Bancshares has raised its dividend for 3 consecutive years and Chemung Financial has raised its dividend for 1 consecutive years. First Mid Bancshares is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

First Mid Bancshares has higher revenue and earnings than Chemung Financial. Chemung Financial is trading at a lower price-to-earnings ratio than First Mid Bancshares, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
First Mid Bancshares$466.04M2.82$91.75M$4.0312.26
Chemung Financial$140.78M2.81$15.10M$6.9611.79

In the previous week, Chemung Financial had 2 more articles in the media than First Mid Bancshares. MarketBeat recorded 4 mentions for Chemung Financial and 2 mentions for First Mid Bancshares. First Mid Bancshares' average media sentiment score of 0.00 beat Chemung Financial's score of -0.13 indicating that First Mid Bancshares is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
First Mid Bancshares
0 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
Chemung Financial
1 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Neutral

First Mid Bancshares has a beta of 0.78, suggesting that its stock price is 22% less volatile than the broader market. Comparatively, Chemung Financial has a beta of 0.57, suggesting that its stock price is 43% less volatile than the broader market.

First Mid Bancshares presently has a consensus target price of $54.63, suggesting a potential upside of 10.60%. Chemung Financial has a consensus target price of $84.00, suggesting a potential upside of 2.33%. Given First Mid Bancshares' higher probable upside, research analysts plainly believe First Mid Bancshares is more favorable than Chemung Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
First Mid Bancshares
0 Sell rating(s)
3 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.50
Chemung Financial
0 Sell rating(s)
2 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.50

Summary

First Mid Bancshares beats Chemung Financial on 12 of the 18 factors compared between the two stocks.

How does Chemung Financial compare to First Merchants?

First Merchants (NASDAQ:FRME) and Chemung Financial (NASDAQ:CHMG) are both finance companies, but which is the superior investment? We will contrast the two companies based on the strength of their valuation, analyst recommendations, risk, media sentiment, profitability, earnings, institutional ownership and dividends.

73.9% of First Merchants shares are owned by institutional investors. Comparatively, 47.5% of Chemung Financial shares are owned by institutional investors. 1.8% of First Merchants shares are owned by insiders. Comparatively, 12.7% of Chemung Financial shares are owned by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company is poised for long-term growth.

Chemung Financial has a net margin of 20.68% compared to First Merchants' net margin of 17.05%. Chemung Financial's return on equity of 12.98% beat First Merchants' return on equity.

Company Net Margins Return on Equity Return on Assets
First Merchants17.05% 8.86% 1.12%
Chemung Financial 20.68%12.98%1.22%

First Merchants currently has a consensus price target of $49.00, suggesting a potential upside of 21.02%. Chemung Financial has a consensus price target of $84.00, suggesting a potential upside of 2.33%. Given First Merchants' higher possible upside, research analysts clearly believe First Merchants is more favorable than Chemung Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
First Merchants
0 Sell rating(s)
3 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.50
Chemung Financial
0 Sell rating(s)
2 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.50

First Merchants has a beta of 0.84, suggesting that its stock price is 16% less volatile than the broader market. Comparatively, Chemung Financial has a beta of 0.57, suggesting that its stock price is 43% less volatile than the broader market.

First Merchants has higher revenue and earnings than Chemung Financial. Chemung Financial is trading at a lower price-to-earnings ratio than First Merchants, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
First Merchants$1.05B2.42$226M$3.1212.98
Chemung Financial$140.78M2.81$15.10M$6.9611.79

In the previous week, First Merchants had 3 more articles in the media than Chemung Financial. MarketBeat recorded 7 mentions for First Merchants and 4 mentions for Chemung Financial. First Merchants' average media sentiment score of 0.47 beat Chemung Financial's score of -0.13 indicating that First Merchants is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
First Merchants
1 Very Positive mention(s)
1 Positive mention(s)
3 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
Chemung Financial
1 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Neutral

First Merchants pays an annual dividend of $1.48 per share and has a dividend yield of 3.7%. Chemung Financial pays an annual dividend of $1.44 per share and has a dividend yield of 1.8%. First Merchants pays out 47.4% of its earnings in the form of a dividend. Chemung Financial pays out 20.7% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. First Merchants has increased its dividend for 13 consecutive years and Chemung Financial has increased its dividend for 1 consecutive years. First Merchants is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Summary

First Merchants beats Chemung Financial on 11 of the 18 factors compared between the two stocks.

How does Chemung Financial compare to German American Bancorp?

German American Bancorp (NASDAQ:GABC) and Chemung Financial (NASDAQ:CHMG) are both small-cap finance companies, but which is the superior investment? We will compare the two businesses based on the strength of their institutional ownership, earnings, valuation, media sentiment, risk, profitability, analyst recommendations and dividends.

German American Bancorp presently has a consensus target price of $53.33, suggesting a potential upside of 8.62%. Chemung Financial has a consensus target price of $84.00, suggesting a potential upside of 2.33%. Given German American Bancorp's stronger consensus rating and higher possible upside, research analysts clearly believe German American Bancorp is more favorable than Chemung Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
German American Bancorp
0 Sell rating(s)
2 Hold rating(s)
2 Buy rating(s)
1 Strong Buy rating(s)
2.80
Chemung Financial
0 Sell rating(s)
2 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.50

German American Bancorp has a net margin of 28.25% compared to Chemung Financial's net margin of 20.68%. Chemung Financial's return on equity of 12.98% beat German American Bancorp's return on equity.

Company Net Margins Return on Equity Return on Assets
German American Bancorp28.25% 12.14% 1.69%
Chemung Financial 20.68%12.98%1.22%

German American Bancorp has a beta of 0.58, indicating that its stock price is 42% less volatile than the broader market. Comparatively, Chemung Financial has a beta of 0.57, indicating that its stock price is 43% less volatile than the broader market.

German American Bancorp pays an annual dividend of $1.24 per share and has a dividend yield of 2.5%. Chemung Financial pays an annual dividend of $1.44 per share and has a dividend yield of 1.8%. German American Bancorp pays out 32.7% of its earnings in the form of a dividend. Chemung Financial pays out 20.7% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. German American Bancorp has increased its dividend for 13 consecutive years and Chemung Financial has increased its dividend for 1 consecutive years. German American Bancorp is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

In the previous week, Chemung Financial had 1 more articles in the media than German American Bancorp. MarketBeat recorded 4 mentions for Chemung Financial and 3 mentions for German American Bancorp. German American Bancorp's average media sentiment score of 1.03 beat Chemung Financial's score of -0.13 indicating that German American Bancorp is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
German American Bancorp
1 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Chemung Financial
1 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Neutral

46.9% of German American Bancorp shares are held by institutional investors. Comparatively, 47.5% of Chemung Financial shares are held by institutional investors. 3.2% of German American Bancorp shares are held by insiders. Comparatively, 12.7% of Chemung Financial shares are held by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company will outperform the market over the long term.

German American Bancorp has higher revenue and earnings than Chemung Financial. Chemung Financial is trading at a lower price-to-earnings ratio than German American Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
German American Bancorp$487.40M3.79$112.64M$3.7912.96
Chemung Financial$140.78M2.81$15.10M$6.9611.79

Summary

German American Bancorp beats Chemung Financial on 13 of the 19 factors compared between the two stocks.

How does Chemung Financial compare to Shore Bancshares?

Shore Bancshares (NASDAQ:SHBI) and Chemung Financial (NASDAQ:CHMG) are both small-cap finance companies, but which is the superior business? We will compare the two businesses based on the strength of their earnings, media sentiment, valuation, profitability, analyst recommendations, institutional ownership, risk and dividends.

Shore Bancshares pays an annual dividend of $0.56 per share and has a dividend yield of 2.4%. Chemung Financial pays an annual dividend of $1.44 per share and has a dividend yield of 1.8%. Shore Bancshares pays out 28.3% of its earnings in the form of a dividend. Chemung Financial pays out 20.7% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Chemung Financial has raised its dividend for 1 consecutive years.

Shore Bancshares has higher revenue and earnings than Chemung Financial. Shore Bancshares is trading at a lower price-to-earnings ratio than Chemung Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Shore Bancshares$342.72M2.23$59.51M$1.9811.58
Chemung Financial$140.78M2.81$15.10M$6.9611.79

Shore Bancshares has a beta of 0.8, suggesting that its share price is 20% less volatile than the broader market. Comparatively, Chemung Financial has a beta of 0.57, suggesting that its share price is 43% less volatile than the broader market.

Chemung Financial has a net margin of 20.68% compared to Shore Bancshares' net margin of 19.15%. Chemung Financial's return on equity of 12.98% beat Shore Bancshares' return on equity.

Company Net Margins Return on Equity Return on Assets
Shore Bancshares19.15% 12.11% 1.16%
Chemung Financial 20.68%12.98%1.22%

In the previous week, Shore Bancshares and Shore Bancshares both had 4 articles in the media. Shore Bancshares' average media sentiment score of 0.00 beat Chemung Financial's score of -0.13 indicating that Shore Bancshares is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Shore Bancshares
0 Very Positive mention(s)
0 Positive mention(s)
3 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
Chemung Financial
1 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Neutral

59.8% of Shore Bancshares shares are held by institutional investors. Comparatively, 47.5% of Chemung Financial shares are held by institutional investors. 8.7% of Shore Bancshares shares are held by insiders. Comparatively, 12.7% of Chemung Financial shares are held by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company is poised for long-term growth.

Shore Bancshares currently has a consensus price target of $26.00, indicating a potential upside of 13.44%. Chemung Financial has a consensus price target of $84.00, indicating a potential upside of 2.33%. Given Shore Bancshares' stronger consensus rating and higher possible upside, analysts clearly believe Shore Bancshares is more favorable than Chemung Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Shore Bancshares
0 Sell rating(s)
2 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.60
Chemung Financial
0 Sell rating(s)
2 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.50

Summary

Shore Bancshares and Chemung Financial tied by winning 9 of the 18 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding CHMG and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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CHMG vs. The Competition

MetricChemung FinancialBanks IndustryFinance SectorNASDAQ Exchange
Market Cap$395.22M$23.43B$13.70B$13.29B
Dividend Yield1.76%3.09%5.96%12.57%
P/E Ratio11.7926.8424.9525.75
Price / Sales2.819.24516.6287.10
Price / Cash12.2715.4446.1252.76
Price / Book1.551.352.706.34
Net Income$15.10M$2.58B$1.32B$360.00M
7 Day Performance-0.71%-1.15%-0.68%-0.11%
1 Month Performance-0.59%-1.01%-1.81%-3.42%
1 Year Performance54.71%21.48%8.62%5.46%

Chemung Financial Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
CHMG
Chemung Financial
2.9379 of 5 stars
$82.09
+1.1%
$84.00
+2.3%
+54.1%$395.22M$140.78M11.79348
CCNE
CNB Financial
3.6808 of 5 stars
$34.64
+0.1%
$36.75
+6.1%
+30.7%$1.03B$432.51M11.14950
FMBH
First Mid Bancshares
3.1726 of 5 stars
$51.06
+0.1%
$54.63
+7.0%
+25.1%$1.36B$466.04M12.671,170
FRME
First Merchants
4.6847 of 5 stars
$41.73
+0.5%
$49.00
+17.4%
+1.2%$2.61B$1.05B13.382,086
GABC
German American Bancorp
4.2758 of 5 stars
$49.82
-0.2%
$53.33
+7.1%
+21.4%$1.88B$487.40M13.15984

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This page (NASDAQ:CHMG) was last updated on 9/24/2026 by MarketBeat.com Staff.
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