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Chemung Financial (CHMG) Competitors

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$79.18 -1.19 (-1.48%)
Closing price 10/14/2026 04:00 PM Eastern
Extended Trading
$79.40 +0.21 (+0.27%)
As of 10/14/2026 07:51 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more.

CHMG vs. CCNE, FMBH, GABC, SHBI, and THFF

Should you buy Chemung Financial stock or one of its competitors? Chemung Financial's main competitors and comparable companies include CNB Financial (CCNE), First Mid Bancshares (FMBH), German American Bancorp (GABC), Shore Bancshares (SHBI), and First Financial Corporation Indiana (THFF). Companies are selected based on similarities in market, industry, and size. These companies are all part of the "regional banks" industry.

How does Chemung Financial compare to CNB Financial?

Chemung Financial (NASDAQ:CHMG) and CNB Financial (NASDAQ:CCNE) are both small-cap finance companies, but which is the superior investment? We will compare the two businesses based on the strength of their dividends, valuation, media sentiment, earnings, analyst recommendations, institutional ownership, profitability and risk.

47.5% of Chemung Financial shares are owned by institutional investors. Comparatively, 52.4% of CNB Financial shares are owned by institutional investors. 12.7% of Chemung Financial shares are owned by insiders. Comparatively, 2.9% of CNB Financial shares are owned by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock will outperform the market over the long term.

Chemung Financial currently has a consensus target price of $87.75, suggesting a potential upside of 10.82%. CNB Financial has a consensus target price of $37.00, suggesting a potential upside of 10.55%. Given Chemung Financial's higher possible upside, analysts clearly believe Chemung Financial is more favorable than CNB Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Chemung Financial
0 Sell rating(s)
3 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.50
CNB Financial
0 Sell rating(s)
2 Hold rating(s)
4 Buy rating(s)
1 Strong Buy rating(s)
2.86

Chemung Financial pays an annual dividend of $1.44 per share and has a dividend yield of 1.8%. CNB Financial pays an annual dividend of $0.76 per share and has a dividend yield of 2.3%. Chemung Financial pays out 20.7% of its earnings in the form of a dividend. CNB Financial pays out 24.4% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Chemung Financial has raised its dividend for 1 consecutive years and CNB Financial has raised its dividend for 1 consecutive years.

CNB Financial has higher revenue and earnings than Chemung Financial. CNB Financial is trading at a lower price-to-earnings ratio than Chemung Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Chemung Financial$140.78M2.71$15.10M$6.9611.38
CNB Financial$432.51M2.29$66.13M$3.1110.76

Chemung Financial has a beta of 0.58, suggesting that its share price is 42% less volatile than the broader market. Comparatively, CNB Financial has a beta of 0.62, suggesting that its share price is 38% less volatile than the broader market.

In the previous week, Chemung Financial and Chemung Financial both had 7 articles in the media. CNB Financial's average media sentiment score of 0.56 beat Chemung Financial's score of 0.31 indicating that CNB Financial is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Chemung Financial
0 Very Positive mention(s)
0 Positive mention(s)
5 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
CNB Financial
1 Very Positive mention(s)
1 Positive mention(s)
4 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Chemung Financial has a net margin of 20.68% compared to CNB Financial's net margin of 19.37%. Chemung Financial's return on equity of 12.98% beat CNB Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
Chemung Financial20.68% 12.98% 1.22%
CNB Financial 19.37%12.85%1.26%

Summary

CNB Financial beats Chemung Financial on 10 of the 18 factors compared between the two stocks.

How does Chemung Financial compare to First Mid Bancshares?

Chemung Financial (NASDAQ:CHMG) and First Mid Bancshares (NASDAQ:FMBH) are both small-cap finance companies, but which is the superior stock? We will contrast the two companies based on the strength of their earnings, analyst recommendations, institutional ownership, profitability, valuation, media sentiment, dividends and risk.

Chemung Financial presently has a consensus price target of $87.75, suggesting a potential upside of 10.82%. First Mid Bancshares has a consensus price target of $54.63, suggesting a potential upside of 12.12%. Given First Mid Bancshares' higher probable upside, analysts plainly believe First Mid Bancshares is more favorable than Chemung Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Chemung Financial
0 Sell rating(s)
3 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.50
First Mid Bancshares
0 Sell rating(s)
3 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.50

In the previous week, Chemung Financial had 5 more articles in the media than First Mid Bancshares. MarketBeat recorded 7 mentions for Chemung Financial and 2 mentions for First Mid Bancshares. First Mid Bancshares' average media sentiment score of 1.38 beat Chemung Financial's score of 0.31 indicating that First Mid Bancshares is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Chemung Financial
0 Very Positive mention(s)
0 Positive mention(s)
5 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
First Mid Bancshares
1 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Chemung Financial has a net margin of 20.68% compared to First Mid Bancshares' net margin of 19.76%. Chemung Financial's return on equity of 12.98% beat First Mid Bancshares' return on equity.

Company Net Margins Return on Equity Return on Assets
Chemung Financial20.68% 12.98% 1.22%
First Mid Bancshares 19.76%10.86%1.29%

Chemung Financial pays an annual dividend of $1.44 per share and has a dividend yield of 1.8%. First Mid Bancshares pays an annual dividend of $1.04 per share and has a dividend yield of 2.1%. Chemung Financial pays out 20.7% of its earnings in the form of a dividend. First Mid Bancshares pays out 25.8% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Chemung Financial has raised its dividend for 1 consecutive years and First Mid Bancshares has raised its dividend for 3 consecutive years. First Mid Bancshares is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Chemung Financial has a beta of 0.58, suggesting that its share price is 42% less volatile than the broader market. Comparatively, First Mid Bancshares has a beta of 0.8, suggesting that its share price is 20% less volatile than the broader market.

47.5% of Chemung Financial shares are owned by institutional investors. Comparatively, 47.6% of First Mid Bancshares shares are owned by institutional investors. 12.7% of Chemung Financial shares are owned by insiders. Comparatively, 6.0% of First Mid Bancshares shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company is poised for long-term growth.

First Mid Bancshares has higher revenue and earnings than Chemung Financial. Chemung Financial is trading at a lower price-to-earnings ratio than First Mid Bancshares, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Chemung Financial$140.78M2.71$15.10M$6.9611.38
First Mid Bancshares$375.21M3.45$91.75M$4.0312.09

Summary

First Mid Bancshares beats Chemung Financial on 11 of the 17 factors compared between the two stocks.

How does Chemung Financial compare to German American Bancorp?

Chemung Financial (NASDAQ:CHMG) and German American Bancorp (NASDAQ:GABC) are both small-cap finance companies, but which is the better business? We will contrast the two companies based on the strength of their media sentiment, dividends, analyst recommendations, earnings, institutional ownership, profitability, valuation and risk.

In the previous week, Chemung Financial had 2 more articles in the media than German American Bancorp. MarketBeat recorded 7 mentions for Chemung Financial and 5 mentions for German American Bancorp. German American Bancorp's average media sentiment score of 0.77 beat Chemung Financial's score of 0.31 indicating that German American Bancorp is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Chemung Financial
0 Very Positive mention(s)
0 Positive mention(s)
5 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
German American Bancorp
0 Very Positive mention(s)
2 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

German American Bancorp has a net margin of 28.25% compared to Chemung Financial's net margin of 20.68%. Chemung Financial's return on equity of 12.98% beat German American Bancorp's return on equity.

Company Net Margins Return on Equity Return on Assets
Chemung Financial20.68% 12.98% 1.22%
German American Bancorp 28.25%12.14%1.69%

German American Bancorp has higher revenue and earnings than Chemung Financial. Chemung Financial is trading at a lower price-to-earnings ratio than German American Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Chemung Financial$140.78M2.71$15.10M$6.9611.38
German American Bancorp$386.18M4.75$112.64M$3.7912.87

Chemung Financial currently has a consensus target price of $87.75, suggesting a potential upside of 10.82%. German American Bancorp has a consensus target price of $53.33, suggesting a potential upside of 9.31%. Given Chemung Financial's higher probable upside, equities research analysts clearly believe Chemung Financial is more favorable than German American Bancorp.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Chemung Financial
0 Sell rating(s)
3 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.50
German American Bancorp
0 Sell rating(s)
2 Hold rating(s)
2 Buy rating(s)
1 Strong Buy rating(s)
2.80

47.5% of Chemung Financial shares are held by institutional investors. Comparatively, 46.9% of German American Bancorp shares are held by institutional investors. 12.7% of Chemung Financial shares are held by insiders. Comparatively, 3.2% of German American Bancorp shares are held by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company is poised for long-term growth.

Chemung Financial has a beta of 0.58, meaning that its stock price is 42% less volatile than the broader market. Comparatively, German American Bancorp has a beta of 0.61, meaning that its stock price is 39% less volatile than the broader market.

Chemung Financial pays an annual dividend of $1.44 per share and has a dividend yield of 1.8%. German American Bancorp pays an annual dividend of $1.24 per share and has a dividend yield of 2.5%. Chemung Financial pays out 20.7% of its earnings in the form of a dividend. German American Bancorp pays out 32.7% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Chemung Financial has increased its dividend for 1 consecutive years and German American Bancorp has increased its dividend for 13 consecutive years. German American Bancorp is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Summary

German American Bancorp beats Chemung Financial on 12 of the 20 factors compared between the two stocks.

How does Chemung Financial compare to Shore Bancshares?

Shore Bancshares (NASDAQ:SHBI) and Chemung Financial (NASDAQ:CHMG) are both small-cap finance companies, but which is the better stock? We will compare the two businesses based on the strength of their institutional ownership, risk, media sentiment, valuation, earnings, analyst recommendations, profitability and dividends.

Shore Bancshares pays an annual dividend of $0.56 per share and has a dividend yield of 2.5%. Chemung Financial pays an annual dividend of $1.44 per share and has a dividend yield of 1.8%. Shore Bancshares pays out 28.3% of its earnings in the form of a dividend. Chemung Financial pays out 20.7% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Chemung Financial has increased its dividend for 1 consecutive years.

59.8% of Shore Bancshares shares are held by institutional investors. Comparatively, 47.5% of Chemung Financial shares are held by institutional investors. 8.7% of Shore Bancshares shares are held by company insiders. Comparatively, 12.7% of Chemung Financial shares are held by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company is poised for long-term growth.

Shore Bancshares currently has a consensus price target of $25.75, suggesting a potential upside of 15.37%. Chemung Financial has a consensus price target of $87.75, suggesting a potential upside of 10.82%. Given Shore Bancshares' higher possible upside, analysts clearly believe Shore Bancshares is more favorable than Chemung Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Shore Bancshares
0 Sell rating(s)
3 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.50
Chemung Financial
0 Sell rating(s)
3 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.50

In the previous week, Chemung Financial had 2 more articles in the media than Shore Bancshares. MarketBeat recorded 7 mentions for Chemung Financial and 5 mentions for Shore Bancshares. Shore Bancshares' average media sentiment score of 1.29 beat Chemung Financial's score of 0.31 indicating that Shore Bancshares is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Shore Bancshares
1 Very Positive mention(s)
1 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Chemung Financial
0 Very Positive mention(s)
0 Positive mention(s)
5 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

Chemung Financial has a net margin of 20.68% compared to Shore Bancshares' net margin of 19.15%. Chemung Financial's return on equity of 12.98% beat Shore Bancshares' return on equity.

Company Net Margins Return on Equity Return on Assets
Shore Bancshares19.15% 12.11% 1.16%
Chemung Financial 20.68%12.98%1.22%

Shore Bancshares has higher revenue and earnings than Chemung Financial. Shore Bancshares is trading at a lower price-to-earnings ratio than Chemung Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Shore Bancshares$342.72M2.17$59.51M$1.9811.27
Chemung Financial$140.78M2.71$15.10M$6.9611.38

Shore Bancshares has a beta of 0.82, indicating that its stock price is 18% less volatile than the broader market. Comparatively, Chemung Financial has a beta of 0.58, indicating that its stock price is 42% less volatile than the broader market.

Summary

Chemung Financial beats Shore Bancshares on 10 of the 17 factors compared between the two stocks.

How does Chemung Financial compare to First Financial Corporation Indiana?

Chemung Financial (NASDAQ:CHMG) and First Financial Corporation Indiana (NASDAQ:THFF) are both small-cap finance companies, but which is the better stock? We will contrast the two businesses based on the strength of their media sentiment, dividends, profitability, risk, analyst recommendations, valuation, earnings and institutional ownership.

First Financial Corporation Indiana has a net margin of 23.32% compared to Chemung Financial's net margin of 20.68%. First Financial Corporation Indiana's return on equity of 13.02% beat Chemung Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
Chemung Financial20.68% 12.98% 1.22%
First Financial Corporation Indiana 23.32%13.02%1.43%

Chemung Financial has a beta of 0.58, suggesting that its share price is 42% less volatile than the broader market. Comparatively, First Financial Corporation Indiana has a beta of 0.44, suggesting that its share price is 56% less volatile than the broader market.

47.5% of Chemung Financial shares are owned by institutional investors. Comparatively, 72.7% of First Financial Corporation Indiana shares are owned by institutional investors. 12.7% of Chemung Financial shares are owned by company insiders. Comparatively, 5.0% of First Financial Corporation Indiana shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company will outperform the market over the long term.

Chemung Financial currently has a consensus target price of $87.75, suggesting a potential upside of 10.82%. First Financial Corporation Indiana has a consensus target price of $87.25, suggesting a potential upside of 19.50%. Given First Financial Corporation Indiana's higher probable upside, analysts plainly believe First Financial Corporation Indiana is more favorable than Chemung Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Chemung Financial
0 Sell rating(s)
3 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.50
First Financial Corporation Indiana
0 Sell rating(s)
4 Hold rating(s)
1 Buy rating(s)
1 Strong Buy rating(s)
2.50

First Financial Corporation Indiana has higher revenue and earnings than Chemung Financial. First Financial Corporation Indiana is trading at a lower price-to-earnings ratio than Chemung Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Chemung Financial$140.78M2.71$15.10M$6.9611.38
First Financial Corporation Indiana$347.56M2.50$79.21M$7.1410.23

Chemung Financial pays an annual dividend of $1.44 per share and has a dividend yield of 1.8%. First Financial Corporation Indiana pays an annual dividend of $2.24 per share and has a dividend yield of 3.1%. Chemung Financial pays out 20.7% of its earnings in the form of a dividend. First Financial Corporation Indiana pays out 31.4% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Chemung Financial has raised its dividend for 1 consecutive years and First Financial Corporation Indiana has raised its dividend for 2 consecutive years. First Financial Corporation Indiana is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

In the previous week, Chemung Financial and Chemung Financial both had 7 articles in the media. First Financial Corporation Indiana's average media sentiment score of 0.63 beat Chemung Financial's score of 0.31 indicating that First Financial Corporation Indiana is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Chemung Financial
0 Very Positive mention(s)
0 Positive mention(s)
5 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
First Financial Corporation Indiana
1 Very Positive mention(s)
0 Positive mention(s)
4 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Summary

First Financial Corporation Indiana beats Chemung Financial on 12 of the 18 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding CHMG and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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CHMG vs. The Competition

MetricChemung FinancialBanks IndustryFinance SectorNASDAQ Exchange
Market Cap$387.50M$22.78B$13.53B$13.18B
Dividend Yield1.79%3.15%6.09%19.60%
P/E Ratio11.3824.5222.8619.47
Price / Sales2.719.01476.8681.29
Price / Cash12.0314.6743.3652.75
Price / Book1.491.312.685.92
Net Income$15.10M$2.60B$1.32B$380.90M
7 Day Performance-2.33%-0.71%-0.87%-3.85%
1 Month Performance-7.10%-3.71%-2.87%-6.37%
1 Year Performance52.18%20.09%8.68%-6.01%

Chemung Financial Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
CHMG
Chemung Financial
4.0468 of 5 stars
$79.18
-1.5%
$87.75
+10.8%
+52.9%$387.50M$140.78M11.38348
CCNE
CNB Financial
3.5431 of 5 stars
$33.83
-0.5%
$37.00
+9.4%
+35.8%$1.01B$329.28M10.88950
FMBH
First Mid Bancshares
3.4903 of 5 stars
$49.51
-0.3%
$54.63
+10.3%
+30.9%$1.32B$466.04M12.291,170
GABC
German American Bancorp
4.2656 of 5 stars
$49.06
-0.4%
$53.33
+8.7%
+24.2%$1.85B$487.40M12.94984
SHBI
Shore Bancshares
4.2418 of 5 stars
$22.65
-0.8%
$25.75
+13.7%
+36.0%$755.88M$237.01M11.44608

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This page (NASDAQ:CHMG) was last updated on 10/15/2026 by MarketBeat.com Staff.
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