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Chemung Financial (CHMG) Competitors

Chemung Financial logo
$83.92 +0.38 (+0.45%)
Closing price 08/14/2026 04:00 PM Eastern
Extended Trading
$83.94 +0.02 (+0.03%)
As of 08/14/2026 07:34 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more.

CHMG vs. CCNE, FMBH, FRME, HOPE, and SHBI

Should you buy Chemung Financial stock or one of its competitors? Chemung Financial's main competitors and comparable companies include CNB Financial (CCNE), First Mid Bancshares (FMBH), First Merchants (FRME), Hope Bancorp (HOPE), and Shore Bancshares (SHBI). Companies are selected based on similarities in market, industry, and size. These companies are all part of the "regional banks" industry.

How does Chemung Financial compare to CNB Financial?

Chemung Financial (NASDAQ:CHMG) and CNB Financial (NASDAQ:CCNE) are both small-cap finance companies, but which is the better investment? We will compare the two companies based on the strength of their valuation, institutional ownership, profitability, earnings, media sentiment, dividends, risk and analyst recommendations.

47.5% of Chemung Financial shares are owned by institutional investors. Comparatively, 52.4% of CNB Financial shares are owned by institutional investors. 12.7% of Chemung Financial shares are owned by company insiders. Comparatively, 2.9% of CNB Financial shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company will outperform the market over the long term.

Chemung Financial presently has a consensus price target of $81.00, suggesting a potential downside of 3.48%. CNB Financial has a consensus price target of $36.00, suggesting a potential upside of 3.03%. Given CNB Financial's higher possible upside, analysts plainly believe CNB Financial is more favorable than Chemung Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Chemung Financial
0 Sell rating(s)
1 Hold rating(s)
1 Buy rating(s)
1 Strong Buy rating(s)
3.00
CNB Financial
0 Sell rating(s)
2 Hold rating(s)
2 Buy rating(s)
1 Strong Buy rating(s)
2.80

Chemung Financial has a beta of 0.58, meaning that its share price is 42% less volatile than the broader market. Comparatively, CNB Financial has a beta of 0.63, meaning that its share price is 37% less volatile than the broader market.

In the previous week, CNB Financial had 2 more articles in the media than Chemung Financial. MarketBeat recorded 5 mentions for CNB Financial and 3 mentions for Chemung Financial. CNB Financial's average media sentiment score of 0.82 beat Chemung Financial's score of 0.77 indicating that CNB Financial is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Chemung Financial
0 Very Positive mention(s)
0 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
CNB Financial
1 Very Positive mention(s)
0 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Chemung Financial pays an annual dividend of $1.36 per share and has a dividend yield of 1.6%. CNB Financial pays an annual dividend of $0.76 per share and has a dividend yield of 2.2%. Chemung Financial pays out 19.5% of its earnings in the form of a dividend. CNB Financial pays out 24.4% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Chemung Financial has raised its dividend for 1 consecutive years and CNB Financial has raised its dividend for 1 consecutive years.

CNB Financial has higher revenue and earnings than Chemung Financial. CNB Financial is trading at a lower price-to-earnings ratio than Chemung Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Chemung Financial$140.78M2.87$15.10M$6.9612.06
CNB Financial$432.51M2.39$66.13M$3.1111.23

Chemung Financial has a net margin of 20.68% compared to CNB Financial's net margin of 19.37%. Chemung Financial's return on equity of 12.98% beat CNB Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
Chemung Financial20.68% 12.98% 1.22%
CNB Financial 19.37%12.85%1.26%

Summary

CNB Financial beats Chemung Financial on 10 of the 18 factors compared between the two stocks.

How does Chemung Financial compare to First Mid Bancshares?

Chemung Financial (NASDAQ:CHMG) and First Mid Bancshares (NASDAQ:FMBH) are both small-cap finance companies, but which is the superior stock? We will contrast the two businesses based on the strength of their media sentiment, institutional ownership, profitability, dividends, valuation, earnings, risk and analyst recommendations.

Chemung Financial pays an annual dividend of $1.36 per share and has a dividend yield of 1.6%. First Mid Bancshares pays an annual dividend of $1.00 per share and has a dividend yield of 1.9%. Chemung Financial pays out 19.5% of its earnings in the form of a dividend. First Mid Bancshares pays out 24.8% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Chemung Financial has increased its dividend for 1 consecutive years and First Mid Bancshares has increased its dividend for 3 consecutive years. First Mid Bancshares is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

47.5% of Chemung Financial shares are held by institutional investors. Comparatively, 47.6% of First Mid Bancshares shares are held by institutional investors. 12.7% of Chemung Financial shares are held by company insiders. Comparatively, 6.0% of First Mid Bancshares shares are held by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company will outperform the market over the long term.

In the previous week, Chemung Financial had 2 more articles in the media than First Mid Bancshares. MarketBeat recorded 3 mentions for Chemung Financial and 1 mentions for First Mid Bancshares. First Mid Bancshares' average media sentiment score of 1.89 beat Chemung Financial's score of 0.77 indicating that First Mid Bancshares is being referred to more favorably in the news media.

Company Overall Sentiment
Chemung Financial Positive
First Mid Bancshares Very Positive

First Mid Bancshares has higher revenue and earnings than Chemung Financial. Chemung Financial is trading at a lower price-to-earnings ratio than First Mid Bancshares, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Chemung Financial$140.78M2.87$15.10M$6.9612.06
First Mid Bancshares$466.04M2.97$91.75M$4.0312.91

Chemung Financial currently has a consensus target price of $81.00, suggesting a potential downside of 3.48%. First Mid Bancshares has a consensus target price of $54.63, suggesting a potential upside of 5.03%. Given First Mid Bancshares' higher probable upside, analysts clearly believe First Mid Bancshares is more favorable than Chemung Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Chemung Financial
0 Sell rating(s)
1 Hold rating(s)
1 Buy rating(s)
1 Strong Buy rating(s)
3.00
First Mid Bancshares
0 Sell rating(s)
3 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.50

Chemung Financial has a net margin of 20.68% compared to First Mid Bancshares' net margin of 19.76%. Chemung Financial's return on equity of 12.98% beat First Mid Bancshares' return on equity.

Company Net Margins Return on Equity Return on Assets
Chemung Financial20.68% 12.98% 1.22%
First Mid Bancshares 19.76%10.86%1.29%

Chemung Financial has a beta of 0.58, meaning that its share price is 42% less volatile than the broader market. Comparatively, First Mid Bancshares has a beta of 0.78, meaning that its share price is 22% less volatile than the broader market.

Summary

First Mid Bancshares beats Chemung Financial on 12 of the 20 factors compared between the two stocks.

How does Chemung Financial compare to First Merchants?

First Merchants (NASDAQ:FRME) and Chemung Financial (NASDAQ:CHMG) are both finance companies, but which is the superior stock? We will compare the two companies based on the strength of their earnings, institutional ownership, dividends, media sentiment, risk, valuation, profitability and analyst recommendations.

First Merchants has higher revenue and earnings than Chemung Financial. Chemung Financial is trading at a lower price-to-earnings ratio than First Merchants, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
First Merchants$1.05B2.61$226M$3.1214.01
Chemung Financial$140.78M2.87$15.10M$6.9612.06

In the previous week, First Merchants had 3 more articles in the media than Chemung Financial. MarketBeat recorded 6 mentions for First Merchants and 3 mentions for Chemung Financial. Chemung Financial's average media sentiment score of 0.77 beat First Merchants' score of 0.34 indicating that Chemung Financial is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
First Merchants
0 Very Positive mention(s)
1 Positive mention(s)
3 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Neutral
Chemung Financial
0 Very Positive mention(s)
0 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

First Merchants pays an annual dividend of $1.48 per share and has a dividend yield of 3.4%. Chemung Financial pays an annual dividend of $1.36 per share and has a dividend yield of 1.6%. First Merchants pays out 47.4% of its earnings in the form of a dividend. Chemung Financial pays out 19.5% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. First Merchants has raised its dividend for 13 consecutive years and Chemung Financial has raised its dividend for 1 consecutive years. First Merchants is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

First Merchants has a beta of 0.84, meaning that its share price is 16% less volatile than the broader market. Comparatively, Chemung Financial has a beta of 0.58, meaning that its share price is 42% less volatile than the broader market.

73.9% of First Merchants shares are held by institutional investors. Comparatively, 47.5% of Chemung Financial shares are held by institutional investors. 1.8% of First Merchants shares are held by insiders. Comparatively, 12.7% of Chemung Financial shares are held by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company will outperform the market over the long term.

Chemung Financial has a net margin of 20.68% compared to First Merchants' net margin of 17.05%. Chemung Financial's return on equity of 12.98% beat First Merchants' return on equity.

Company Net Margins Return on Equity Return on Assets
First Merchants17.05% 8.86% 1.12%
Chemung Financial 20.68%12.98%1.22%

First Merchants currently has a consensus target price of $49.00, indicating a potential upside of 12.13%. Chemung Financial has a consensus target price of $81.00, indicating a potential downside of 3.48%. Given First Merchants' higher probable upside, equities analysts clearly believe First Merchants is more favorable than Chemung Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
First Merchants
0 Sell rating(s)
3 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.50
Chemung Financial
0 Sell rating(s)
1 Hold rating(s)
1 Buy rating(s)
1 Strong Buy rating(s)
3.00

Summary

First Merchants and Chemung Financial tied by winning 10 of the 20 factors compared between the two stocks.

How does Chemung Financial compare to Hope Bancorp?

Hope Bancorp (NASDAQ:HOPE) and Chemung Financial (NASDAQ:CHMG) are both small-cap finance companies, but which is the superior stock? We will compare the two companies based on the strength of their earnings, institutional ownership, dividends, media sentiment, risk, valuation, profitability and analyst recommendations.

In the previous week, Hope Bancorp and Hope Bancorp both had 3 articles in the media. Hope Bancorp's average media sentiment score of 1.46 beat Chemung Financial's score of 0.77 indicating that Hope Bancorp is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Hope Bancorp
1 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Chemung Financial
0 Very Positive mention(s)
0 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Hope Bancorp currently has a consensus target price of $15.50, indicating a potential upside of 7.27%. Chemung Financial has a consensus target price of $81.00, indicating a potential downside of 3.48%. Given Hope Bancorp's higher probable upside, equities analysts clearly believe Hope Bancorp is more favorable than Chemung Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Hope Bancorp
0 Sell rating(s)
2 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.60
Chemung Financial
0 Sell rating(s)
1 Hold rating(s)
1 Buy rating(s)
1 Strong Buy rating(s)
3.00

Hope Bancorp has a beta of 0.83, meaning that its share price is 17% less volatile than the broader market. Comparatively, Chemung Financial has a beta of 0.58, meaning that its share price is 42% less volatile than the broader market.

Hope Bancorp has higher revenue and earnings than Chemung Financial. Chemung Financial is trading at a lower price-to-earnings ratio than Hope Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Hope Bancorp$967.63M1.91$61.59M$1.0014.45
Chemung Financial$140.78M2.87$15.10M$6.9612.06

84.0% of Hope Bancorp shares are held by institutional investors. Comparatively, 47.5% of Chemung Financial shares are held by institutional investors. 2.3% of Hope Bancorp shares are held by insiders. Comparatively, 12.7% of Chemung Financial shares are held by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company will outperform the market over the long term.

Hope Bancorp pays an annual dividend of $0.56 per share and has a dividend yield of 3.9%. Chemung Financial pays an annual dividend of $1.36 per share and has a dividend yield of 1.6%. Hope Bancorp pays out 56.0% of its earnings in the form of a dividend. Chemung Financial pays out 19.5% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Chemung Financial has raised its dividend for 1 consecutive years.

Chemung Financial has a net margin of 20.68% compared to Hope Bancorp's net margin of 12.53%. Chemung Financial's return on equity of 12.98% beat Hope Bancorp's return on equity.

Company Net Margins Return on Equity Return on Assets
Hope Bancorp12.53% 5.71% 0.70%
Chemung Financial 20.68%12.98%1.22%

Summary

Chemung Financial beats Hope Bancorp on 10 of the 19 factors compared between the two stocks.

How does Chemung Financial compare to Shore Bancshares?

Shore Bancshares (NASDAQ:SHBI) and Chemung Financial (NASDAQ:CHMG) are both small-cap finance companies, but which is the better investment? We will contrast the two companies based on the strength of their earnings, dividends, media sentiment, risk, valuation, profitability, analyst recommendations and institutional ownership.

Shore Bancshares presently has a consensus price target of $26.00, suggesting a potential upside of 8.47%. Chemung Financial has a consensus price target of $81.00, suggesting a potential downside of 3.48%. Given Shore Bancshares' higher possible upside, equities analysts clearly believe Shore Bancshares is more favorable than Chemung Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Shore Bancshares
0 Sell rating(s)
2 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.60
Chemung Financial
0 Sell rating(s)
1 Hold rating(s)
1 Buy rating(s)
1 Strong Buy rating(s)
3.00

Chemung Financial has a net margin of 20.68% compared to Shore Bancshares' net margin of 19.15%. Chemung Financial's return on equity of 12.98% beat Shore Bancshares' return on equity.

Company Net Margins Return on Equity Return on Assets
Shore Bancshares19.15% 12.11% 1.16%
Chemung Financial 20.68%12.98%1.22%

59.8% of Shore Bancshares shares are owned by institutional investors. Comparatively, 47.5% of Chemung Financial shares are owned by institutional investors. 8.7% of Shore Bancshares shares are owned by company insiders. Comparatively, 12.7% of Chemung Financial shares are owned by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock is poised for long-term growth.

Shore Bancshares has higher revenue and earnings than Chemung Financial. Chemung Financial is trading at a lower price-to-earnings ratio than Shore Bancshares, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Shore Bancshares$342.72M2.33$59.51M$1.9812.11
Chemung Financial$140.78M2.87$15.10M$6.9612.06

In the previous week, Chemung Financial had 1 more articles in the media than Shore Bancshares. MarketBeat recorded 3 mentions for Chemung Financial and 2 mentions for Shore Bancshares. Shore Bancshares' average media sentiment score of 1.31 beat Chemung Financial's score of 0.77 indicating that Shore Bancshares is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Shore Bancshares
0 Very Positive mention(s)
1 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Chemung Financial
0 Very Positive mention(s)
0 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Shore Bancshares has a beta of 0.81, suggesting that its stock price is 19% less volatile than the broader market. Comparatively, Chemung Financial has a beta of 0.58, suggesting that its stock price is 42% less volatile than the broader market.

Shore Bancshares pays an annual dividend of $0.56 per share and has a dividend yield of 2.3%. Chemung Financial pays an annual dividend of $1.36 per share and has a dividend yield of 1.6%. Shore Bancshares pays out 28.3% of its earnings in the form of a dividend. Chemung Financial pays out 19.5% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Chemung Financial has raised its dividend for 1 consecutive years.

Summary

Chemung Financial beats Shore Bancshares on 11 of the 20 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding CHMG and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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CHMG vs. The Competition

MetricChemung FinancialBanks IndustryFinance SectorNASDAQ Exchange
Market Cap$402.79M$23.91B$14.18B$13.06B
Dividend Yield1.63%3.14%5.87%10.44%
P/E Ratio12.0628.2929.3425.28
Price / Sales2.879.73514.8975.26
Price / Cash12.5016.3337.4950.90
Price / Book1.501.383.716.24
Net Income$15.10M$2.57B$1.31B$347.60M
7 Day Performance3.30%1.04%0.74%1.06%
1 Month Performance10.41%3.25%1.53%0.81%
1 Year Performance64.81%27.81%12.47%20.90%

Chemung Financial Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
CHMG
Chemung Financial
3.6459 of 5 stars
$83.92
+0.5%
$81.00
-3.5%
+62.4%$402.79M$140.78M12.06340
CCNE
CNB Financial
2.9069 of 5 stars
$34.53
+0.7%
$36.00
+4.3%
+38.6%$1.02B$432.51M11.10760
FMBH
First Mid Bancshares
3.4962 of 5 stars
$51.64
+1.0%
$54.63
+5.8%
+33.7%$1.36B$466.04M12.811,170
FRME
First Merchants
4.4173 of 5 stars
$42.77
+0.8%
$49.00
+14.6%
+10.5%$2.66B$1.05B13.712,086
HOPE
Hope Bancorp
4.6042 of 5 stars
$14.24
+1.7%
$15.50
+8.8%
+37.0%$1.79B$967.63M14.241,434

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This page (NASDAQ:CHMG) was last updated on 8/15/2026 by MarketBeat.com Staff.
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