NASDAQ:CHMG Chemung Financial (CHMG) Stock Price, News & Analysis $81.93 +1.32 (+1.64%) Closing price 10/2/2026 04:00 PM EasternExtended Trading$82.00 +0.07 (+0.09%) As of 10/2/2026 07:59 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsInsider TradesNews and TrendsOwnershipSEC FilingsShort Interest About Chemung Financial Stock (NASDAQ:CHMG) View Price History Chart DataSkip Price History Chart 1 Day 5 Days 30 Days 90 Days 1 Year Advanced 1 Day 1 Day 5 Days 30 Days 90 Days 1 Year Advanced Show volume Show extended hours Get Chemung Financial alerts:Sign Up Key Stats Today's Range$81.19▼$82.2550-Day Range$79.89▼$85.2352-Week Range$49.82▼$86.00Volume43,132 shsAverage Volume78,158 shsMarket Capitalization$394.90 millionP/E Ratio11.77Dividend Yield1.76%Price Target$87.67Consensus RatingModerate Buy Company Overview Chemung Financial Corporation is a bank holding company headquartered in Elmira, New York. Its principal subsidiary, Chemung Canal Trust Company, provides community banking and financial services to individuals, families, businesses and nonprofit organizations. The company’s offerings include checking and savings accounts, certificates of deposit, residential mortgages, consumer loans, commercial lending and other deposit and credit products. Through its trust and wealth management operations, Chemung Financial also provides investment management, financial planning, fiduciary and estate-related services. Founded in 1833, Chemung Financial has a long history of serving the Southern Tier of New York and neighboring communities in northern Pennsylvania. Its operations are delivered through a network of banking offices and digital banking channels, with a focus on relationship-based banking for local consumers and businesses.AI Generated. May Contain Errors. Read More Chemung Financial Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks85th Percentile Overall ScoreCHMG MarketRank™: Chemung Financial scored higher than 85% of companies evaluated by MarketBeat, and ranked 227th out of 843 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion3.0 / 5Analyst RatingModerate Buy Consensus RatingChemung Financial has received a consensus rating of Moderate Buy. The company's average rating score is 2.80, and is based on 1 strong buy rating, 2 buy ratings, 2 hold ratings, and no sell ratings.Upside/DownsideThe consensus price target for Chemung Financial is close to its current price, suggesting limited near-term upside or downside.Amount of Analyst CoverageChemung Financial has been the subject of 5 research reports in the past 90 days, demonstrating strong analyst interest in this stock.Read more about Chemung Financial's stock forecast and price target. Earnings and Valuation2.5 / 5Proj. Earnings Growth7.43% Earnings GrowthEarnings for Chemung Financial are expected to grow by 7.43% in the coming year, from $7.54 to $8.10 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of Chemung Financial is 11.77, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 38.89.Price to Earnings Ratio vs. SectorThe P/E ratio of Chemung Financial is 11.77, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 24.49.Price to Book Value per Share RatioChemung Financial has a P/B Ratio of 1.54. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.Read more about Chemung Financial's valuation and earnings. Short Interest3.0 / 5Short Interest LevelHealthy Percentage of Shares Shorted3.47% of the float of Chemung Financial has been sold short.Short Interest Ratio / Days to CoverChemung Financial has a short interest ratio ("days to cover") of 2.12, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in Chemung Financial has recently increased by 44.87%, indicating that investor sentiment is decreasing significantly. Dividend2.5 / 5Dividend StrengthModerate Dividend YieldChemung Financial pays a meaningful dividend of 1.79%, higher than the bottom 25% of all stocks that pay dividends.Dividend GrowthChemung Financial has only been increasing its dividend for 1 years.Dividend CoverageThe dividend payout ratio of Chemung Financial is 20.69%. This payout ratio is at a healthy, sustainable level, below 75%.Dividend SustainabilityBased on earnings estimates, Chemung Financial will have a dividend payout ratio of 17.78% next year. This indicates that Chemung Financial will be able to sustain or increase its dividend.Read more about Chemung Financial's dividend. News and Social Media3.0 / 5News Sentiment0.80 News SentimentChemung Financial has a news sentiment score of 0.80. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.64 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 12 news articles for Chemung Financial this week, compared to 2 articles on an average week. Company Ownership1.7 / 5Insider TradingSelling Shares Insider Buying vs. Insider SellingIn the past three months, Chemung Financial insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $430,860.00 in company stock.Percentage Held by Insiders12.69% of the stock of Chemung Financial is held by insiders. A high percentage of insider ownership can be a sign of company health.Percentage Held by Institutions47.50% of the stock of Chemung Financial is held by institutions. High institutional ownership can be a signal of strong market trust in this company.Read more about Chemung Financial's insider trading history. Receive CHMG Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Chemung Financial and its competitors with MarketBeat's FREE daily newsletter. Submit View SMS TermsSMS is currently available in Australia, Belgium, Canada, France, Germany, Ireland, Italy, New Zealand, the Netherlands, Singapore, South Africa, Spain, Switzerland, the United Kingdom, and the United States. By entering your phone number and clicking the sign-up button, you agree to receive periodic text messages from MarketBeat at the phone number you submitted, including texts that may be sent using an automatic telephone dialing system. Message and data rates may apply. Message frequency will vary. Messages will consist of stock alerts, news stories, and partner advertisements/offers. Consent is not a condition of the purchase of any goods or services. Text HELP for help/customer support. Unsubscribe at any time by replying "STOP" to any text message that you receive from MarketBeat or by visiting our mailing preferences page. Read our full terms of service and privacy policy. CHMG Stock News HeadlinesChemung Financial (NASDAQ:CHMG) Stock Rating Cut to Hold at Wall Street Zen4 hours ago | americanbankingnews.comChemung Financial Corp: Chemung Canal Trust Company Announces Plan to Unify Under New NameOctober 2 at 7:47 AM | finanznachrichten.deIran War Shock: What I Was Told In That Private MeetingYou’re Being LIED To About The Iran War Forget EVERYTHING you’ve heard about the Iran war. Especially the reasons why we’re bombing the country. | Banyan Hill Publishing (Ad)Chemung Canal Trust Company announces merger, new nameOctober 1 at 8:23 PM | msn.comChemung Financial to Unify Banking Operations Under Canal Bank & Trust NameOctober 1 at 8:23 PM | finance.yahoo.comChemung Canal Trust Company Announces Plan to Unify Under New NameOctober 1 at 3:23 PM | finance.yahoo.comChemung Canal Trust Company Announces Plan to Unify Under New NameOctober 1 at 2:45 PM | globenewswire.comChemung Financial (NASDAQ:CHMG) EVP Sells $430,860.00 in StockSeptember 18, 2026 | insidertrades.comSee More Headlines CHMG Stock Analysis - Frequently Asked Questions How have CHMG shares performed this year? Chemung Financial's stock was trading at $55.80 at the beginning of 2026. Since then, CHMG stock has increased by 46.8% and is now trading at $81.93. How were Chemung Financial's earnings last quarter? Chemung Financial Corp (NASDAQ:CHMG) posted its earnings results on Wednesday, July, 22nd. The bank reported $1.82 EPS for the quarter, topping analysts' consensus estimates of $1.77 by $0.05. The bank had revenue of $31.17 million for the quarter, compared to analysts' expectations of $30.52 million. Chemung Financial had a net margin of 20.68% and a trailing twelve-month return on equity of 12.98%. How do I buy shares of Chemung Financial? Shares of CHMG stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of Chemung Financial own? Based on aggregate information from My MarketBeat watchlists, some other companies that Chemung Financial investors own include American Water Works (AWK), Waste Connections (WCN), The RMR Group (RMR), DiamondRock Hospitality (DRH), AUO (AUOTY), iShares Micro-Cap ETF (IWC) and Voyager Therapeutics (VYGR). Company Calendar Last Earnings7/22/2026Record date for 10/1 Dividend9/17/2026Ex-Dividend for 10/1 Dividend9/17/2026Dividend Payable10/01/2026Today10/02/2026Next Earnings (Estimated)10/20/2026Fiscal Year End12/31/2026Get Stock Alerts Health Indicator TradeSmith's Health IndicatorA long-term volatility-based measure designed for securities held 12 months or longer.Green: Strong and healthy uptrend with normal pullbacks.Yellow: Significant pullback but still within expected volatility.Red: Dropped beyond expected volatility; considered unhealthy. Green Zone (5m+) 1-Year History Oct 25 Jan 26 Apr 26 Jul 26 Oct 26 CHMG's financial health is in the Green zone, according to TradeSmith. CHMG has been in this zone for over 5 months. Industry, Sector and Symbol Stock ExchangeNASDAQ SectorFinance Industry Banks Sub-IndustryRegional Banks Current SymbolNASDAQ:CHMG CIK763563 Webwww.chemungcanal.com Phone(607) 737-3711FaxN/AEmployees348Year Founded1833Price Target and Rating Average Price Target for Chemung Financial$87.67 High Price Target$95.00 Low Price Target$81.00 Potential Upside/Downside+7.0%Consensus RatingModerate Buy Rating Score (0-4)2.80 Research Coverage5 Analysts Profitability EPS (Trailing Twelve Months)$6.96 Trailing P/E Ratio11.77 Forward P/E Ratio10.87 P/E GrowthN/ANet Income$15.10 million Net Margins20.68% Pretax Margin27.25% Return on Equity12.98% Return on Assets1.22% Debt Debt-to-Equity Ratio0.51 Current Ratio1.04 Quick Ratio1.03 Sales & Book Value Annual Sales$140.78 million Price / Sales2.81 Cash Flow$6.79 per share Price / Cash Flow12.06 Book Value$53.13 per share Price / Book1.54Miscellaneous Outstanding Shares4,820,000Free Float4,209,000Market Cap$394.90 million OptionableNot Optionable Beta0.58 Social Links 7 Best Space Stocks to Own in 2026The space race is growing fast, and you don’t have to have gotten in early on SpaceX to profit. This report shows seven space stocks you can buy today that may grow as rockets, satellites, defense, space internet, and new space technology become more important.Get This Free Report This page (NASDAQ:CHMG) was last updated on 10/3/2026 by MarketBeat.com Staff. From Our PartnersThe $15 Gold Fund That Pays Up to $1,152/MonthGold is hitting record highs, but most investors are leaving income on the table. A $15 fund is quietly paying...Investors Alley | SponsoredALERT: Drop these 5 stocks before the market opens tomorrow!The Wall Street Journal is already raising the alarm about a potential market crash, and Weiss Ratings researc...Weiss Ratings | SponsoredSmall Colorado Company (Backed by Sam Altman) Could Save U.S. Power GridA small Colorado company has secured rights to technology that could prevent the U.S. public power grid from c...Altimetry | SponsoredTrump's New DollarPorter Stansberry says President Trump has signed an executive order initiating what he calls a full U.S. doll...Porter & Company | SponsoredReady to give options a try? Your first trade (Ticker included) -INSIDETired of trying tactic after tactic when it comes to options trades... only to be met with market noise and st...Base Camp Trading | SponsoredThe end may be near for these iconic stocksMarc Chaikin, founder of Chaikin Analytics, says two forces - AI disruption and fracturing global trade - are ...Chaikin Analytics | SponsoredLouis Navellier: My #1 AI stock for 2026 (name & ticker inside)Louis Navellier's Stock Grader system helped him flag Nvidia before its 82,000% run and has identified the top...InvestorPlace | SponsoredHere’s the stock symbol I’ve promisedWhitney Tilson of Stansberry Research has long recommended Berkshire Hathaway as a core retirement holding - b...Stansberry Research | Sponsored Adding Choose a watchlist: Watchlist Adding You have already added ten stocks to your watchlist. Upgrade to MarketBeat All Access to add more stocks to your watchlist. Adding Chemung Financial Corp Please log in to your account or sign up in order to add this asset to your watchlist. Share Chemung Financial With A Colleague Link copied to clipboard. Unlock superior investment research and tools. Sign up for MarketBeat All Access to gain access to MarketBeat's full suite of research tools and reports. Get MarketBeat All Access MarketBeat All Access Features Best-in-Class Portfolio Monitoring Get personalized stock ideas. Compare portfolio to indices. Check stock news, ratings, SEC filings, and more. Stock Ideas and Recommendations See daily stock ideas from top analysts. Receive short-term trading ideas from MarketBeat. Identify trending stocks on social media. Advanced Stock Screeners and Research Tools Use our seven stock screeners to find suitable stocks. Stay informed with MarketBeat's real-time news. Export data to Excel for personal analysis. Sign in to your free account to enjoy these benefits In-depth profiles and analysis for 20,000 public companies. Real-time analyst ratings, insider transactions, earnings data, and more. Our daily ratings and market update email newsletter. Sign in to your free account to enjoy all that MarketBeat has to offer. Sign In Create Account Your Email Address: Email Address Required Your Password: Password Required Log In Email Me a Login Link or Sign in with Facebook Sign in with Google Forgot your password? Your Email Address: Please enter your email address. Please enter a valid email address Choose a Password: Please enter your password. Your password must be at least 8 characters long and contain at least 1 number, 1 letter, and 1 special character. Create My Account (Free) or Sign in with Facebook Sign in with Google By creating a free account, you agree to our terms of service. This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.
