Timberland Bancorp (NASDAQ:TSBK) and Southern Missouri Bancorp (NASDAQ:SMBC) are both small-cap finance companies, but which is the better investment? We will compare the two businesses based on the strength of their risk, profitability, dividends, analyst recommendations, earnings, institutional ownership and valuation.
Dividends
Timberland Bancorp pays an annual dividend of $0.84 per share and has a dividend yield of 3.0%. Southern Missouri Bancorp pays an annual dividend of $0.64 per share and has a dividend yield of 1.7%. Southern Missouri Bancorp pays out 21.3% of its earnings in the form of a dividend. Timberland Bancorp has raised its dividend for 1 consecutive years and Southern Missouri Bancorp has raised its dividend for 1 consecutive years.
Risk & Volatility
Timberland Bancorp has a beta of 1.35, indicating that its stock price is 35% more volatile than the S&P 500. Comparatively, Southern Missouri Bancorp has a beta of 0.91, indicating that its stock price is 9% less volatile than the S&P 500.
Profitability
This table compares Timberland Bancorp and Southern Missouri Bancorp's net margins, return on equity and return on assets.
| Net Margins | Return on Equity | Return on Assets |
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Timberland Bancorp | 33.35% | 13.41% | 1.71% |
Southern Missouri Bancorp | 23.68% | 11.67% | 1.22% |
Earnings and Valuation
This table compares Timberland Bancorp and Southern Missouri Bancorp's gross revenue, earnings per share and valuation.
| Gross Revenue | Price/Sales Ratio | Net Income | Earnings Per Share | Price/Earnings Ratio |
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Timberland Bancorp | $72.77 million | 3.20 | $24.27 million | N/A | N/A |
Southern Missouri Bancorp | $124.41 million | 2.68 | $27.55 million | $3.00 | 12.36 |
Southern Missouri Bancorp has higher revenue and earnings than Timberland Bancorp.
Analyst Ratings
This is a summary of current ratings and target prices for Timberland Bancorp and Southern Missouri Bancorp, as reported by MarketBeat.com.
| Sell Ratings | Hold Ratings | Buy Ratings | Strong Buy Ratings | Rating Score |
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Timberland Bancorp | 0 | 0 | 0 | 0 | N/A |
Southern Missouri Bancorp | 0 | 0 | 1 | 0 | 3.00 |
Southern Missouri Bancorp has a consensus price target of $29.00, indicating a potential downside of 21.81%. Given Southern Missouri Bancorp's higher probable upside, analysts plainly believe Southern Missouri Bancorp is more favorable than Timberland Bancorp.
Insider & Institutional Ownership
54.3% of Timberland Bancorp shares are owned by institutional investors. Comparatively, 49.3% of Southern Missouri Bancorp shares are owned by institutional investors. 5.7% of Timberland Bancorp shares are owned by insiders. Comparatively, 15.1% of Southern Missouri Bancorp shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company will outperform the market over the long term.
Summary
Timberland Bancorp beats Southern Missouri Bancorp on 8 of the 14 factors compared between the two stocks.