Washington Federal, Inc., which conducts business as WaFd (NASDAQ:WAFD) Bank (NASDAQ: WAFD), is a federally chartered savings bank and financial holding company headquartered in Seattle, Washington. Founded in 1917 as Ballard Savings and Loan, the company has evolved through strategic branch expansions and acquisitions to become one of the largest savings banks in the Western United States.
WaFd provides a comprehensive suite of retail banking services, including checking and savings accounts, consumer loans, mortgage origination and servicing, and digital banking through its online and mobile platforms. The bank also offers wealth management, trust services, and retirement planning to meet the financial goals of individual customers.
On the commercial side, WaFd delivers business banking solutions such as commercial real estate financing, equipment loans, lines of credit, and treasury and cash management services. It also specializes in agriculture and energy lending, leveraging regional expertise to support the financial needs of farming, ranching, and energy enterprises.
With a branch network spanning eight states—Washington, Oregon, California, Idaho, Nevada, Arizona, Colorado, and Texas—WaFd Bank combines community-focused service with digital accessibility. Leadership is anchored by President and Chief Executive Officer Brent J. Beardall, whose senior management team emphasizes prudent risk management, customer-centric innovation, and active community involvement.
