Orange County Bancorp (NASDAQ:OBT) is a bank holding company headquartered in Goshen, New York, serving primarily the Hudson Valley region. Through its wholly owned subsidiary, Orange County Trust Company, the firm offers a full suite of commercial and retail banking services. Its operations are designed to meet the financial needs of individuals, small businesses, and mid-sized corporations across multiple counties in New York State.
The company’s offerings include traditional deposit products such as checking and savings accounts, money market accounts and certificates of deposit. Its lending portfolio spans commercial real estate loans, construction financing and commercial business loans, as well as residential mortgages, home equity lines of credit and consumer installment loans. Complementing these core banking services, Orange County Bancorp provides cash management, merchant services and digital banking platforms to facilitate efficient treasury operations and everyday account access.
Orange County Bancorp has built a regional footprint through a network of full-service branches and loan production offices located in Orange, Ulster, Dutchess and Rockland counties. The bank also extends its reach via online and mobile banking channels, enabling customers to manage accounts, initiate payments and apply for loans through secure digital interfaces. This multi-channel approach allows the company to balance personalized, community-oriented service with the convenience of modern banking technology.
Tracing its origins to the founding of Orange County Trust Company in 1908, Orange County Bancorp has grown through organic expansion and prudent management. The holding company structure was established in the early 1980s to support diversified banking operations and strategic growth initiatives. Today, the institution is guided by a board of directors and an experienced executive team with deep roots in community banking, focused on sustaining long-term relationships and supporting economic development throughout the Hudson Valley region.
