SouthState (NASDAQ:SSB) is a bank holding company whose primary subsidiary, SouthState Bank, provides a broad range of financial services to consumer, commercial and institutional clients. The company’s core activities include accepting deposit accounts, extending various types of loans, and offering ancillary services such as treasury management and mortgage origination. Through its branch network and digital platforms, SouthState aims to deliver personalized banking solutions that address the needs of individuals, small businesses and larger corporate entities.
In the consumer segment, SouthState offers checking and savings accounts, home equity lines of credit, residential mortgages and personal loans. On the commercial side, the bank provides working capital lines, commercial real estate financing, equipment loans and specialized industry financing. The company’s wealth management division delivers trust and investment advisory services, retirement planning and fiduciary solutions, while its treasury management group supports business clients with cash-management, payment processing and merchant services.
Headquartered in Winter Haven, Florida, with corporate offices in Columbia, South Carolina, SouthState traces its roots to community banks founded in the Southeast in the 1930s. Over the decades, the company has grown organically and through strategic acquisitions, most notably the 2020 merger with CenterState Bank, expanding its footprint across Florida, Georgia, North Carolina, South Carolina and Virginia. This regional focus enables SouthState to leverage local market knowledge while benefiting from the scale of a diversified banking franchise.
Under the leadership of President and Chief Executive Officer Robert R. Hill Jr., SouthState’s management team emphasizes relationship banking and community engagement. The executive group includes seasoned banking professionals overseeing finance, risk management, operations and technology, all working to strengthen the company’s service offerings and support sustainable growth across its Southeastern markets.
