United Bancorporation of Alabama 1/26/2024 Earnings Report

United Bancorporation of Alabama EPS Results

• Actual EPS: $2.95
• Consensus EPS: $1.86
• Beat/Miss: Beat by +$1.09
• One Year Ago EPS: N/A

United Bancorporation of Alabama Revenue Results

• Actual Revenue: $26.41 million
• Expected Revenue: $17.89 million
• Beat/Miss: Beat by +$8.52 million
• YoY Revenue Growth: N/A

United Bancorporation of Alabama Announcement Details

• Date: 1/26/2024
• Time: N/A
• Conference Call Date: N/A
• Conference Call Time: N/A

United Bancorporation of Alabama (OTCMKTS:UBAB) is a bank holding company headquartered in Mobile, Alabama, operating primarily through its wholly owned subsidiary, United Bank. As a community-oriented financial institution, the company focuses on serving individual consumers, small to mid-sized businesses, and municipal clients across Alabama’s Gulf Coast region. Its branch network and digital platforms provide access to a range of traditional banking services.

The company’s core offerings include demand and savings deposit accounts, money market accounts and certificates of deposit designed for both personal and business customers. On the lending side, United Bancorporation of Alabama provides commercial and industrial loans, commercial real estate financing, residential mortgage lending and consumer-purpose loans. In addition, the bank offers cash management and treasury services, facilitating efficient payment processing, wire transfers and merchant services tailored to local businesses.

Beyond its commercial and retail banking products, United Bancorporation of Alabama delivers wealth management and trust services, including investment advisory, retirement planning and fiduciary solutions. By combining personalized service at its community branches with online and mobile banking capabilities, the company seeks to address the financial needs of its customers while supporting economic growth throughout the Mobile, Baldwin and surrounding counties of Alabama’s Gulf Coast.