HomeTrust Bancshares (NASDAQ:HTBI) (NASDAQ:HTBI) is a bank holding company headquartered in Asheville, North Carolina, and the parent of HomeTrust Bank. The company operates as a community-focused financial institution serving markets across western North Carolina, upstate South Carolina and eastern Tennessee. With a network of branches in urban and rural communities, HomeTrust Bancshares emphasizes local decision-making and personalized banking relationships.
The company’s core business activities include retail and commercial banking services. On the retail side, HomeTrust offers checking and savings accounts, residential mortgage lending, consumer installment loans and home equity financing. For its commercial clients, the bank provides business checking, lending solutions such as commercial real estate and equipment financing, and treasury management services. In addition, HomeTrust delivers online and mobile banking platforms, alongside cash management and merchant services designed to support small to mid-sized enterprises.
HomeTrust Bancshares traces its origins to 1926, when a group of local entrepreneurs in Asheville established a small building and loan association. Over the decades, the institution evolved into a full-service commercial bank and, in 1998, established a holding company structure to support its growth ambitions. Expansion has been driven by both organic branch openings and strategic acquisitions of community banks, allowing HomeTrust to broaden its geographic footprint while maintaining a strong community banking ethos.
Governance at HomeTrust Bancshares is led by an experienced board of directors and senior management team with deep roots in community banking. The executive leadership, which includes seasoned professionals in retail banking, commercial lending and risk management, emphasizes customer service, local market expertise and community involvement. Under this leadership framework, the company aims to balance prudent growth with a commitment to the regions it serves.
