AppTech Payments (NASDAQ:APCX) (NASDAQ:APCX) is a global fintech company specializing in end-to-end payment solutions and prepaid program management. The firm offers a suite of services that includes card issuance, payment processing, fraud prevention and compliance solutions designed to support banks, fintech platforms and enterprise clients. Through its cloud-based infrastructure, AppTech enables real-time transaction monitoring and seamless integration with merchant networks and digital wallets.
The company’s product portfolio encompasses virtual and physical prepaid cards, e-wallet platforms, reward and loyalty programs, and mobile payment applications. AppTech also provides customizable white-label services, allowing partners to launch branded payment products without investing heavily in proprietary technology. Its risk management tools address regulatory requirements for anti-money laundering (AML) and know-your-customer (KYC) processes, ensuring secure and compliant transactions across multiple regions.
Founded as AppTech Corporation, the business has evolved through a series of strategic acquisitions and organic technology developments to become AppTech Payments in 2022, underscoring its commitment to global payment innovation. Over the years, the company has expanded its capabilities in blockchain compliance, cross-border settlement and data analytics, positioning itself as a versatile partner for clients seeking to modernize their payment infrastructure.
Headquartered in New York with operational centers and partnerships across Europe, Africa, the Middle East and Asia-Pacific, AppTech Payments serves a diverse customer base that includes digital banks, online marketplaces and retail chains. Under the leadership of CEO Matthew Rowland, the company continues to invest in platform enhancements, forging collaborations with major card networks and technology providers to advance its vision of streamlined, secure and scalable payment services worldwide.
