ECB Bancorp (NASDAQ:ECBK) (NASDAQ: ECBK) is the bank holding company for East Coast Community Bank, a full‐service commercial bank headquartered in St. Petersburg, Florida. As a chartered community bank, it provides a broad range of deposit and lending products tailored to individuals, small businesses, and real estate developers. The company operates under a holding company structure that allows for strategic flexibility and supports its subsidiary’s growth initiatives in both core and non-core banking services.
The company’s principal business activities include offering demand, savings, and time deposit accounts to retail and commercial customers, alongside a comprehensive suite of lending solutions. ECB Bancorp’s lending portfolio spans residential mortgages, construction and development loans, commercial real estate financing, and small-business administration (SBA) loans. In addition, the bank provides treasury management, merchant services, and digital banking capabilities—featuring online and mobile platforms designed to meet the evolving needs of its client base.
Since its founding in 2009, ECB Bancorp has pursued a growth strategy rooted in its regional footprint throughout the Tampa Bay market. The bank maintains a network of branches and lending offices serving Pinellas, Hillsborough and surrounding counties, enabling it to cultivate strong community relationships. Over the past decade, the company has expanded its geographic reach through both organic branch openings and selective acquisitions, solidifying its presence across key sub‐markets in metropolitan Tampa and St. Petersburg.
ECB Bancorp is governed by a board of directors and an executive management team with extensive experience in community and regional banking. Its leadership group draws on decades of industry expertise in credit administration, risk management, and customer service. Driving the company’s strategic vision, the management team focuses on sustainable growth, strong credit quality and a client-centric culture that underpins its commitment to the communities it serves.
