Eagle Financial Services (OTCMKTS:EFSI) (OTC: EFSI) is a U.S.-based specialty mortgage company focused on the origination, acquisition, and servicing of residential mortgage loans. The company operates across the entire mortgage value chain, encompassing direct-to-consumer channels, correspondent relationships with banks and brokers, and secondary market sales. In conjunction with its mortgage banking activities, Eagle Financial also invests in mortgage-backed securities and maintains an active portfolio of mortgage servicing rights.
Since its founding in 1984, Eagle Financial has grown through a combination of organic expansion and strategic acquisitions. The company’s product offerings include fixed-rate and adjustable-rate mortgage programs, government-insured loans such as FHA, VA, and USDA products, as well as portfolio lending for non-conforming and jumbo loan borrowers. Eagle’s servicing division provides loan administration and escrow management, leveraging proprietary technology to deliver scalable servicing solutions in all 50 states.
Headquartered in the United States, Eagle Financial Services has established a diverse geographic footprint, serving homeowners and investors in urban, suburban, and rural markets nationwide. The company’s balance sheet lending and secondary market activities enable it to adapt to changing interest rate environments and borrower demand while maintaining disciplined credit standards. Over the years, Eagle Financial has built a reputation for customized financing solutions and personalized customer service.
Governance at Eagle Financial is overseen by a board of directors and a senior management team with decades of combined experience in mortgage banking, capital markets, and regulatory compliance. The leadership group focuses on strategic growth initiatives, risk management, and operational efficiency, with a commitment to transparency and stakeholder engagement. This experienced management bench underscores the company’s ability to navigate the evolving landscape of U.S. residential finance.