United Bancorporation of Alabama (OTCMKTS:UBAB) is the bank holding company for United Bank, a community-oriented financial institution headquartered in Selma, Alabama. The holding company was established to oversee the growth and strategic direction of United Bank, which traces its origins back to the late 1920s. Over the decades, United Bank has expanded its footprint through organic growth and selective acquisitions, positioning itself as a stable regional player in Alabama’s banking sector.
The company offers a full range of banking products and services designed to meet the needs of individuals, small businesses and agricultural enterprises. On the consumer side, it provides checking and savings accounts, certificates of deposit, home equity loans and residential mortgage financing. For commercial clients, offerings include commercial real estate loans, equipment financing, lines of credit and cash management solutions. The bank also supports the agricultural industry with farm real estate mortgages, operating lines of credit and equipment leasing.
United Bancorporation of Alabama serves clients across central and western Alabama through a network of full-service branches and ATMs, as well as online and mobile banking platforms. Its customer base spans urban centers, suburban communities and rural counties, reflecting a commitment to supporting economic development throughout its service areas. Beyond traditional banking, the company engages in community outreach and local sponsorships to foster long-term relationships and contribute to regional growth.
The holding company is governed by a board of directors and supported by an experienced management team. Day-to-day operations are overseen by senior executives who focus on risk management, regulatory compliance and strategic planning. Through prudent leadership and a community-focused approach, United Bancorporation of Alabama aims to sustain steady growth, enhance shareholder value and maintain its reputation for personalized customer service.
