First Northern Community Bancorp (OTCMKTS:FNRN) is a bank holding company whose principal subsidiary, First Northern Bank, provides a full range of commercial, agricultural, real estate and consumer banking services. Headquartered in Dixon, California, the company operates a network of branches across Solano, Yolo, Napa, Sacramento, Placer and Marin counties, serving businesses, farmers and individuals within its Northern California communities.
The company’s lending portfolio encompasses commercial and agricultural loans, residential and construction mortgages, home equity lines of credit and consumer installment loans. On the deposit side, First Northern Bank offers interest‐bearing checking and savings accounts, money market accounts and certificates of deposit designed to meet the needs of small businesses, nonprofit organizations and retail customers. The bank also provides treasury management services, remote deposit capture, cash‐management sweeps, wire transfers and automated clearinghouse (ACH) origination.
First Northern Community Bancorp traces its roots to the early 20th century, when a single branch was established to support local farming and commerce. Over the decades, the company has grown organically, opening new offices and extending its geographic footprint while maintaining a focus on relationship banking. Digital channels, including online and mobile banking, complement traditional branch and ATM networks, offering 24/7 access to account information and self‐service transactions.
Under the leadership of President and Chief Executive Officer Kevin L. Boyd, First Northern Community Bancorp emphasizes local decision‐making and community reinvestment. The company’s board and management team include experienced banking and civic leaders who work closely with nonprofit organizations, schools and local governments to support economic development and financial literacy initiatives throughout its service area.
