Virtual Piggy (OTCMKTS:RPMT), Inc. (OTCMKTS: RPMT) is a U.S.-based financial technology company specializing in digital payment solutions for children and teenagers. Its flagship offering, the Virtual Piggy Platform, allows parents to establish and manage allowances, set spending limits and monitor transactions across participating merchant websites and apps. By combining parental controls with secure online payment functionality, the company addresses growing concerns about youth access to e-commerce and digital content.
The Virtual Piggy solution consists of a proprietary digital wallet designed for minors, prepaid cards issued on major payment networks, and a suite of integration tools for online retailers and developers. Merchants gain access to application programming interfaces (APIs) and software development kits (SDKs) that enable the seamless embedding of Virtual Piggy’s checkout flow into e-commerce platforms, gaming portals and educational websites. Key features include real-time parental notifications, transaction approvals, configurable spending categories and gift-card issuance for brand promotion.
Founded in 2013 and headquartered in San Diego, California, Virtual Piggy has built a network of partnerships with online retailers, educational publishers and game developers primarily across North America. The company holds patent-pending technology covering its child-centric payment processes and has pursued pilot programs in Europe and the Asia-Pacific region to extend its market reach. Throughout its history, Virtual Piggy has focused on regulatory compliance with youth privacy laws and payment industry standards.
The company is led by founder and Chief Executive Officer Gina Bianchini, a veteran in digital payments and consumer finance, supported by a management team with backgrounds at leading technology and payment firms. An advisory board comprised of former executives from prominent card networks and fintech companies guides strategic initiatives. Virtual Piggy continues to enhance its platform capabilities and explore new partnerships aimed at expanding its presence in family-oriented e-commerce and digital services.