Private Bancorp of America (OTCMKTS:PBAM) (OTCMKTS:PBAM) is a U.S.-based bank holding company that provides a range of financial services to individuals, small businesses and commercial clients. Headquartered in Miami, Florida, the firm was originally founded in 2008 to serve the needs of growing communities in the southeastern United States. Through its wholly owned banking subsidiary, it offers a comprehensive suite of deposit and loan products designed to support both consumer banking and commercial finance requirements.
The company’s core business activities include deposit-taking services such as checking and savings accounts, money market instruments and certificates of deposit. On the lending side, Private Bancorp of America extends residential mortgage loans, commercial real estate financing, SBA loans and lines of credit to small- and mid-sized enterprises. These lending solutions are complemented by a treasury management platform that offers electronic funds transfers, remote deposit capture and other cash-management tools designed to streamline clients’ operational workflows.
In addition to traditional banking, Private Bancorp of America has developed a wealth management division that provides investment advisory, trust administration and retirement planning services. This segment caters primarily to high-net-worth individuals and family offices, leveraging a network of licensed financial advisors and portfolio managers. The company also maintains an online banking portal and mobile application to deliver digital account access, e-statements and customized alerts for account activity.
Over the years, Private Bancorp of America has grown through strategic acquisitions of regional thrift institutions and community banks, expanding its geographic footprint into key markets across Florida, Georgia and Texas. Its leadership team is composed of seasoned banking executives with decades of experience in commercial lending, risk management and corporate governance. The board of directors and senior management continue to focus on disciplined credit practices, customer service excellence and measured growth in targeted business lines.
