Franklin Financial Services (NASDAQ:FRAF), Inc. (NASDAQ: FRAF) is a bank holding company headquartered in Franklin, Tennessee, that provides a comprehensive range of commercial and consumer banking services. Through its primary subsidiary, Franklin Synergy Bank, the company offers commercial loan products, deposit accounts, treasury management solutions and mortgage financing. Franklin Financial Services combines traditional banking relationships with digital capabilities to serve small businesses, middle-market enterprises and individual consumers.
In addition to commercial lending and deposit services, Franklin Financial Services operates a residential mortgage banking division through its wholly owned subsidiary, Franklin American Mortgage Company. This unit originates, purchases and securitizes residential mortgage loans, focusing on conforming and government-insured products. The firm’s mortgage segment serves customers across the United States, leveraging a network of loan officers, correspondent partners and digital channels to originate home loans efficiently.
Founded more than three decades ago in the Nashville metropolitan area, Franklin Financial Services has grown organically and through strategic initiatives to expand its geographic footprint across the southeastern U.S. The company completed its initial public offering in 2015, listing on the NASDAQ Stock Market under the ticker FRAF. Over its history, Franklin Financial has emphasized community banking values while investing in technology to enhance customer access and operational efficiency.
The firm is led by an executive team and board of directors based in Franklin, Tennessee, combining banking industry veterans and technology specialists. Under this leadership, Franklin Financial Services continues to prioritize relationship-driven lending, prudent risk management and service innovation to support the financial needs of businesses and consumers in its markets.
