Mission Valley Bancorp (OTCMKTS:MVLY), Inc. is the bank holding company for Mission Valley Bank, a California-chartered commercial bank headquartered in Jamul, California. Operating as an OTC-traded entity under the symbol MVLY, the company provides a full suite of banking and financial services tailored to the needs of individuals, families, entrepreneurs and small- to mid-sized businesses throughout Southern California.
The company’s core offerings include deposit accounts, commercial and consumer lending, real estate finance, and treasury management solutions. Its deposit products range from checking and savings accounts to money market and certificate of deposit options. On the lending side, Mission Valley Bank specializes in construction and development loans, owner-occupied commercial real estate facilities, residential mortgage lending, lines of credit and equipment financing. The bank also supports clients with cash management services, merchant services, online banking and mobile deposit capabilities.
Mission Valley Bancorp’s branch network is concentrated in key markets across San Diego, Riverside and Orange counties, where it serves a mix of local business owners, professional practices and individual customers. The company emphasizes relationship-based banking, with lending officers and customer service teams working closely with clients to develop customized financing and deposit solutions. Its community focus extends to local sponsorships, chamber of commerce participation and charitable partnerships in the regions it serves.
Originally founded as a community bank in the early 1980s, Mission Valley Bancorp has grown steadily through organic expansion while maintaining its local orientation. The management team is led by President and Chief Executive Officer Robert J. Callaghan, supported by a cadre of senior executives in finance, operations and risk management. Oversight is provided by an independent board of directors with expertise in banking, real estate, law and community affairs, reflecting the company’s commitment to strong corporate governance and sustainable growth.
