1895 Bancorp of Wisconsin (NASDAQ:BCOW) (NASDAQ: BCOW) is a bank holding company headquartered in Trempealeau, Wisconsin, offering a broad range of banking products and services through its community bank charter. Established in 1895, the company operates a network of full-service branches across western Wisconsin, serving both rural and small‐town markets. Its subsidiary banks provide traditional commercial and consumer banking solutions, including checking and savings accounts, money market accounts, certificates of deposit, and online and mobile banking platforms designed to meet the needs of local individuals and businesses.
The company’s primary business activities center on commercial and residential lending, agricultural financing, and treasury management services. It extends lines of credit, term loans, real estate mortgages, and equipment financing to small and medium‐sized enterprises, as well as farm operators. Through its trust department, 1895 Bancorp offers wealth management, estate planning, and fiduciary services, complementing its deposit and lending operations with specialized financial advisory capabilities. The bank’s emphasis on personalized service and local decision-making distinguishes it in its regional markets.
Since its founding in the late 19th century, 1895 Bancorp has pursued a measured growth strategy, combining organic expansion with targeted acquisitions of community banks that align with its customer‐centric philosophy. Over the decades, the company has expanded its geographic footprint to include branch locations in communities such as Bangor, Blair, Coon Valley, Ettrick, Lewiston, and Osseo. This regional concentration allows 1895 Bancorp to maintain deep local market knowledge while leveraging economies of scale in operations and technology.
Under the leadership of President and Chief Executive Officer Michael C. Frindt, the company continues to focus on strengthening its core banking platform, enhancing digital delivery channels, and deepening client relationships through tailored financial solutions. Guided by a board of directors with extensive experience in banking, agriculture, and community development, 1895 Bancorp remains committed to supporting economic growth in its service areas while upholding the conservative risk management principles that have sustained its performance for more than a century.
