Patriot National Bancorp (NASDAQ:PNBK), Inc. is the bank holding company for Patriot National Bank, a full-service financial institution offering a broad range of deposit, loan and cash management products. The company’s retail banking services include checking and savings accounts, money market deposits, certificates of deposit and personal lines of credit, while its lending portfolio features residential and commercial mortgages, small business loans and construction financing. Additional service offerings encompass treasury management, merchant services, trust and wealth management solutions.
On the commercial front, Patriot National Bancorp serves small to mid-sized businesses, professional service firms and nonprofit entities. Custom lending solutions support equipment acquisition, working capital requirements and project financing, while depository services and sweep accounts help optimize liquidity. The company’s treasury management division delivers online cash concentration, ACH origination, automated clearing house processing and remote deposit capture to streamline clients’ receivables and payables.
The bank operates a network of community branches and loan production offices across the Southeastern and Mid-Atlantic regions, catering to both urban and rural markets. Through a relationship-driven approach, it emphasizes local decision-making and personalized service. Patriot’s digital platform provides mobile and online banking capabilities, including remote deposit capture, real-time transfers and account alerts, to enhance customer convenience and accessibility.
Tracing its origins to a locally chartered community bank established in the mid-20th century, Patriot National Bancorp reorganized as a holding company in the 1990s to support growth initiatives. Over the years, it has expanded through selective branch openings and strategic acquisitions. Its executive leadership team combines seasoned community banking professionals and industry veterans, guided by a board of directors with extensive banking and financial services expertise.
