Greene County Bancorp (NASDAQ:GCBC) (NASDAQ:GCBC) is the bank holding company for Greene County Bank, a community-based financial institution headquartered in Catskill, New York. The company provides a full range of deposit, loan and ancillary banking services through branch locations and online platforms across Greene, Columbia, Ulster and surrounding counties in upstate New York. With a focus on personal service and local decision-making, the company seeks to support both individual and business customers in its communities.
The company’s core business activities include consumer and commercial lending, deposits and treasury management services. On the lending side, Greene County Bancorp offers residential mortgages, home equity lines of credit, construction loans, and agricultural and commercial real estate financing. Deposit products include checking and savings accounts, certificates of deposit, money market accounts, and retirement accounts. The company also provides cash management, remote deposit capture, merchant services, and online/mobile banking solutions to enhance customer convenience and financial control.
Originally chartered in 1892 as Greene County Savings Bank, the organization has grown through both organic expansion and select acquisitions. Over the decades, it has broadened its geographic footprint within the Hudson Valley region while maintaining a commitment to local community development. Through its history, Greene County Bancorp has supported small businesses, farmers and families with tailored financial solutions and has reinvested in the local economy through lending initiatives and charitable partnerships.
Under the leadership of President and Chief Executive Officer David F. Ferguson and Chief Financial Officer Mary S. Ferguson, the company emphasizes prudent risk management, customer relationships and technological enhancement. Its board of directors, drawn largely from the local area, helps guide strategic priorities and governance. Greene County Bancorp continues to blend traditional community banking values with modern digital services to meet the evolving needs of its customers.
