National Bankshares (NASDAQ:NKSH) is a bank holding company headquartered in Blacksburg, Virginia, that provides commercial banking and financial services to individuals and businesses across Southwest Virginia and neighboring West Virginia communities. Through its primary subsidiary, National Bank of Blacksburg, the company offers a full spectrum of deposit accounts, consumer and commercial lending products, and mortgage services. The bank’s regional focus allows it to deliver personalized service and in-depth market knowledge to meet the needs of local customers, from small business owners to homeowners.
The company’s core products include checking and savings accounts, certificates of deposit, and money market accounts, complemented by a range of loan offerings including commercial real estate financing, agricultural loans, personal lines of credit, and residential mortgages. In addition, National Bankshares provides cash management solutions, merchant services, and online and mobile banking platforms that enable clients to manage accounts, transfer funds, and deposit checks remotely. Wealth management and trust services are offered through dedicated teams that assist clients with investment strategies, retirement planning, and estate administration.
Founded in 1922 as the Bank of Blacksburg, National Bankshares has grown through organic expansion and strategic branch openings to serve a broader geographic footprint while maintaining its community banking ethos. The company’s leadership team, led by its President and Chief Executive Officer and supported by a board of directors composed of regional business and civic leaders, emphasizes strong corporate governance and a commitment to local economic development.
With a long-standing heritage in community banking, National Bankshares continues to pursue a balanced growth strategy that blends traditional face-to-face banking relationships with digital banking enhancements. The company’s focus on customer service, prudent risk management, and investment in technology positions it to support the evolving financial needs of businesses and individuals in its core markets.
