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NYSE:LC

LendingClub Q3 2025 Earnings Report

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$15.98 -0.53 (-3.21%)
As of 11:25 AM Eastern
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LendingClub EPS Results

Actual EPS
N/A
Consensus EPS
$0.30
Beat/Miss
N/A
One Year Ago EPS
N/A

LendingClub Revenue Results

Actual Revenue
N/A
Expected Revenue
$256.27 million
Beat/Miss
N/A
YoY Revenue Growth
N/A

LendingClub Announcement Details

Quarter
Q3 2025
Time
After Market Closes
Conference Call Date
Wednesday, October 22, 2025
Conference Call Time
5:00PM ET

Conference Call Resources

LendingClub Earnings Headlines

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About LendingClub

LendingClub (NYSE:LC) operates an online lending marketplace that connects borrowers seeking personal and small business credit with individual and institutional investors. The platform leverages technology to streamline the loan application and underwriting process, offering unsecured personal loans, auto refinancing, and small business loans. In addition to lending products, LendingClub provides high-yield savings accounts and certificates of deposit through its banking charter, following its acquisition of Radius Bank in 2021.

Founded in 2006 by Renaud Laplanche, LendingClub pioneered peer-to-peer lending in the United States, helping to democratize access to credit and investment opportunities. The company went public in December 2014, marking one of the largest tech IPOs of that year. Over time, LendingClub has expanded its regulatory footprint to operate under an FDIC-insured banking license, integrating deposit-taking services alongside its loan origination platform.

LendingClub’s product suite addresses a range of consumer and small business financing needs. Personal loan amounts typically range from $1,000 to $40,000, with terms up to five years, while auto refinancing options allow borrowers to reduce interest costs on existing vehicle loans. Small business borrowers can access term loans to support working capital, equipment purchases, or other operational expenses. Investors on the platform can customize portfolios by risk grade, loan purpose, and expected return profile.

Serving customers across all 50 U.S. states, LendingClub emphasizes a digital-first experience supported by data analytics and automated decisioning. Under the leadership of CEO Scott Sanborn, the company continues to enhance its technology infrastructure, expand product offerings, and deepen partnerships with banks and financial institutions. LendingClub remains focused on its mission to make credit and capital more accessible and affordable for a broad range of American consumers and businesses.

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