First Internet Bancorp Q3 2025 Earnings Report

First Internet Bancorp EPS Results

• Actual EPS: -$1.43
• Consensus EPS: $0.66
• Beat/Miss: Missed by -$2.09
• One Year Ago EPS: N/A

First Internet Bancorp Revenue Results

• Actual Revenue: $43.53 million
• Expected Revenue: $33.48 million
• Beat/Miss: Beat by +$10.05 million
• YoY Revenue Growth: N/A

First Internet Bancorp Announcement Details

• Quarter: Q3 2025
• Date: 10/22/2025
• Time: After Market Closes
• Conference Call Date: Thursday, October 23, 2025
• Conference Call Time: 2:00PM ET

First Internet Bancorp (NASDAQ:INBK) is the bank holding company for First Internet Bank of Indiana, a pioneer in digital banking in the United States. Established with a focus on online-only operations, the company offers fully integrated, web-based financial solutions without the overhead of physical branches. Headquartered in Indianapolis, Indiana, First Internet Bancorp leverages technology to deliver streamlined banking services to customers across the country.

The company’s core offerings include a range of deposit products such as checking accounts, savings accounts, money market accounts, certificates of deposit (CDs) and individual retirement accounts (IRAs). On the lending side, First Internet Bancorp provides residential mortgage loans, home equity lines of credit, personal loans, commercial real estate loans and small business loans. In addition, the company offers credit card services and robust treasury management solutions designed to help businesses optimize cash flow and manage receivables and payables efficiently.

First Internet Bancorp was founded in 1999 with the mission of redefining retail and business banking through innovation and customer-centric technology. The bank is a member of the FDIC and operates under state banking regulations. Its digital-first platform supports both web and mobile interfaces, enabling customers to access account management, payment services and financial tools 24/7. Leadership is headed by founder and Chief Executive Officer Stephen Leighton, whose experience in online banking has guided the company’s growth and product development initiatives.