New York Mortgage Trust (NASDAQ:NYMT) is a mortgage real estate investment trust (mREIT) that specializes in investing in a diversified portfolio of residential mortgage-related assets. The company’s investment strategy encompasses fixed-rate and adjustable-rate residential mortgage-backed securities (RMBS), credit risk transfer securities, mortgage servicing rights (MSRs) and whole mortgage loans. Through selective acquisitions across various credit tiers—prime, Alt-A, and non-performing loan portfolios—NYMT seeks to generate attractive risk-adjusted returns for its shareholders.
Founded in 1997 and headquartered in New York, New York, New York Mortgage Trust leverages a mortgage warehouse lending program to provide short-term financing to mortgage originators, enhancing its access to whole loans and non-agency RMBS. The company’s portfolio management approach combines quantitative analytics with fundamental credit underwriting to assess prepayment and extension risks, interest rate sensitivity, and borrower credit quality.
NYMT is externally managed and advised by NYMT Advisors LLC, an affiliate that employs seasoned mortgage finance professionals to source opportunities and oversee day-to-day operations. The company’s board of trustees and senior management team bring extensive experience in structured credit, residential mortgage finance and risk management, guiding investment decisions across the capital structure of mortgage assets.
Serving investors seeking income-oriented exposure to the housing finance market, New York Mortgage Trust operates primarily within the United States mortgage ecosystem. Its disciplined acquisition process, combined with active portfolio monitoring and hedging strategies, aims to deliver stable dividends and long-term capital growth while navigating interest rate and credit cycle fluctuations.
