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NASDAQ:LMFA

LM Funding America Q3 2025 Earnings Report

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$1.12 -0.09 (-7.44%)
Closing price 10/16/2025 04:00 PM Eastern
Extended Trading
$1.14 +0.01 (+1.34%)
As of 10/16/2025 07:52 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more.

LM Funding America EPS Results

Actual EPS
N/A
Consensus EPS
-$0.49
Beat/Miss
N/A
One Year Ago EPS
N/A

LM Funding America Revenue Results

Actual Revenue
N/A
Expected Revenue
N/A
Beat/Miss
N/A
YoY Revenue Growth
N/A

LM Funding America Announcement Details

Quarter
Q3 2025
Time
Before Market Opens
Conference Call Date
Wednesday, November 12, 2025
Conference Call Time
11:00AM ET

Conference Call Resources

LM Funding America Earnings Headlines

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About LM Funding America

LM Funding America (NASDAQ:LMFA), headquartered in Miami, Florida, is a specialty finance company that provides retail installment contracts to subprime borrowers. The company originates, acquires, and manages motor vehicle retail financing through a network of franchised and independent automobile dealerships across the United States. LM Funding America holds and services its loan portfolio through its wholly owned subsidiary, LM Funding America Service Corp., and offers floorplan financing to new and used vehicle dealers through LM Funding Floorplan LLC.

Established in 2013, LM Funding America completed its initial public offering on the Nasdaq Stock Market in 2015, enabling the company to expand its lending operations and geographic presence. It maintains branch offices in Florida, Texas, Georgia, Arizona, and New Mexico, allowing it to serve a diverse base of borrowers with limited credit histories. The company employs a disciplined underwriting approach that combines proprietary credit evaluation models with manual reviews to assess borrower eligibility and collateral value.

The primary business activities of LM Funding America include the origination of non-prime automotive loans, securitization of loan portfolios, and administration of residual interests in securitized transactions. The company retains servicing rights for the contracts it originates and engages third-party servicers for certain portfolios to ensure consistent loan performance monitoring and customer support. Its securitization platform helps manage liquidity efficiently and supports ongoing loan originations.

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