Central Plains Bancshares (NASDAQ:CPBI) (NASDAQ: CPBI) is a bank holding company headquartered in Beloit, Kansas, serving communities across north-central Kansas. Through its wholly owned subsidiary, Central Plains State Bank, the company offers a range of financial services tailored to the needs of rural and small‐town customers. Its primary focus is on providing personalized banking solutions that support agriculture, small businesses, and consumer clients in its core markets.
The company’s product offering includes traditional deposit accounts such as checking, savings, money market, certificate of deposit and individual retirement accounts. On the lending side, Central Plains State Bank specializes in commercial and agricultural loans, real estate financing and consumer loans, drawing on a deep understanding of the agricultural economy and local business environment. The bank also provides ancillary services such as cash management, online banking, mobile banking and merchant card processing to meet the evolving needs of its customer base.
Founded in 1885, Central Plains State Bank has grown organically and through strategic branch acquisitions to build a network of offices located in Beloit, Osborne, Russell, Great Bend and nearby communities. Over its history, the bank has maintained strong ties to its rural heritage, reinvesting in local economies and participating in community development initiatives. Despite industry consolidation, the company remains committed to its community‐banking roots, emphasizing long‐term relationships and decision‐making at the local level.
Under the leadership of President and Chief Executive Officer Lee T. Johnson and Chief Financial Officer Sarah L. Brown, Central Plains Bancshares emphasizes prudent risk management and customer service excellence. The executive team, together with an experienced board of directors drawn from the company’s market area, focuses on balancing growth with financial stability. Looking ahead, the company aims to leverage digital banking enhancements while preserving the personalized service that has defined its operations for more than a century.
