Equitable Financial (OTCMKTS:EQFN) (OTCMKTS:EQFN) is a U.S.-based life insurance and retirement services company offering a broad range of protection and wealth‐accumulation products. Headquartered in New York, the firm serves individual and institutional clients nationwide through a network of financial professionals, independent advisors and broker-dealers. Its core business encompasses life insurance, annuity contracts and employee benefit programs designed to help clients address retirement planning, income protection and estate‐transfer needs.
The company’s product portfolio includes term life, whole life and universal life insurance, along with fixed, indexed and variable annuity solutions. In the retirement segment, Equitable Financial provides self-directed IRAs, qualified plan services and distribution support for employers and plan participants. Group life and disability coverages, long-term care insurance and supplemental health benefits further complement its individual offerings, enabling employers to tailor benefits packages for their workforce.
Equitable Financial distributes its products through an extensive field force of career agents, independent brokers and registered investment advisors, as well as through strategic partnerships with broker-dealers and banks. The company supports its distribution channels with digital sales and servicing platforms, educational resources and advanced analytics. This integrated approach aims to streamline the client experience, improve financial-planning outcomes and help advisors deepen relationships across life stages.
Originally founded in 1859 as one of America’s first mutual life insurers, Equitable Financial has evolved into a modern financial services organization under the Equitable Holdings umbrella. Throughout its history, the firm has introduced innovations such as non-forfeiture guarantees and policy dividend scales designed to enhance value for policyholders. Today, a seasoned management team with deep expertise in insurance, wealth management and employee benefits oversees the company’s strategy and operations, focusing on financial security, operational excellence and long-term growth.
