Atlanticus Q4 2024 Earnings Report

Atlanticus EPS Results

• Actual EPS: $1.42
• Consensus EPS: $1.23
• Beat/Miss: Beat by +$0.19
• One Year Ago EPS: N/A

Atlanticus Revenue Results

• Actual Revenue: $353.19 million
• Expected Revenue: $355.02 million
• Beat/Miss: Missed by -$1.83 million
• YoY Revenue Growth: N/A

Atlanticus Announcement Details

• Quarter: Q4 2024
• Date: 3/13/2025
• Time: Before Market Opens
• Conference Call Date: Thursday, March 13, 2025
• Conference Call Time: 6:00PM ET

Atlanticus (NASDAQ:ATLC), a financial technology company, provides credit and related financial services and products to customers the United States. It operates in two segments, Credit as a Service, and Auto Finance. The Credit as a Service segment originates a range of consumer loan products, such as private label and general purpose credit cards originated by lenders through various channels, including retail and healthcare, direct mail solicitation, digital marketing, and partnerships with third parties; and offers credit to their customers for the purchase of various goods and services, including consumer electronics, furniture, elective medical procedures, healthcare, and home-improvements by partnering with retailers, healthcare providers, and other service providers. This segment also offers loan servicing, such as risk management and customer service outsourcing for third parties; and engages in testing and investment activities in consumer finance technology platforms. The Auto Finance segment purchases and/or services loans secured by automobiles from or for a pre-qualified network of independent automotive dealers and automotive finance companies in the buy-here, pay-here, and used car business. This segment also provides floor plan financing and installment lending products. It also invests in and services portfolios of credit card receivables. The company was founded in 1996 and is headquartered in Atlanta, Georgia.