BANCORP 34 (OTCMKTS:BCTF), Inc. is a bank holding company that operates a full-service community bank serving primarily rural and suburban markets in the Upper Midwest. Through its wholly owned subsidiary, the company provides a comprehensive range of financial services to individuals, families and small- to mid-sized businesses. Bancorp 34’s branch network and digital platforms support customer access to everyday banking, lending and investment solutions.
The company’s core offerings include deposit accounts such as checking, savings and money market products, as well as consumer loans ranging from residential mortgages to home equity lines of credit and vehicle financing. On the commercial side, Bancorp 34 delivers business checking, treasury management, equipment leasing and term loans tailored to the needs of agricultural, manufacturing and service-sector clients. Complementary wealth management services encompass financial planning, trust administration and retirement accounts.
In addition to traditional branch banking, Bancorp 34 has invested in online and mobile platforms to enable digital account opening, mobile deposits and real-time payment capabilities. The institution partners with local real estate professionals, equipment vendors and community organizations to support economic growth across its footprint. Risk management practices, including credit underwriting standards and asset-liability oversight, underpin the company’s approach to maintaining financial resilience.
Founded in 1934 to serve the banking needs of its home community, Bancorp 34 has grown organically and through targeted branch additions while retaining a community-oriented culture. Its executive leadership team brings decades of banking experience in commercial lending, retail operations and regulatory compliance. The board of directors and senior management remain focused on balancing growth opportunities with prudent governance to deliver long-term value to customers and shareholders alike.
