Oak Valley Bancorp (NASDAQ:OVLY) is a bank holding company headquartered in Oakdale, California. Established in 1980, it is the parent company of Oak Valley Community Bank, a full-service commercial bank. Since its inception, Oak Valley Bancorp has focused on building long-term relationships with individuals, families and businesses in California’s Central Valley. The company’s history is rooted in community banking principles, emphasizing personalized service and local decision-making.
Through its subsidiary, Oak Valley Community Bank offers a comprehensive suite of financial products and services. These include traditional deposit accounts, such as checking, savings and money market accounts, as well as business checking and commercial money market options. On the lending side, the bank provides residential mortgages, home equity lines of credit, commercial real estate loans, construction financing and equipment loans. In addition, Oak Valley Bancorp delivers cash management solutions, online and mobile banking, and treasury services designed to support both consumer and business clients.
Oak Valley Bancorp serves customers across several Central Valley counties, including Stanislaus, San Joaquin, Merced, Sacramento and Alameda. The company has cultivated deep ties to its communities, participating in local economic development initiatives and supporting nonprofits. Its branch network and digital banking platform aim to balance traditional, face-to-face customer service with the convenience of modern technology.
The organization is governed by a board of directors and led by an experienced management team with extensive backgrounds in community banking. Oak Valley Bancorp’s leadership emphasizes prudent growth, strong risk management and maintaining capital strength. By combining local market knowledge with disciplined financial practices, the company strives to deliver sustainable returns for stakeholders while addressing the evolving needs of its customers.
