1st Colonial Bancorp (OTCMKTS:FCOB) is a bank holding company headquartered in Richmond, Virginia, and serves as the parent of 1st Colonial Bank. Through its banking subsidiary, the company provides a range of deposit products, including checking, savings, money market, and certificate of deposit accounts designed to meet the needs of individuals, small businesses, and municipal clients throughout its regional footprint.
The company’s lending portfolio focuses on both consumer and commercial credit, offering residential mortgage loans, home equity lines of credit, and various types of commercial real estate and asset-based lending. In addition to traditional loan products, 1st Colonial Bancorp provides treasury management services, online and mobile banking platforms, cash management solutions, and merchant services to help business customers streamline their financial operations.
Founded in the early 20th century as a community bank, 1st Colonial Bancorp has grown through organic expansion and targeted acquisitions to deepen its presence in Virginia and neighboring markets. The bank emphasizes a community-centric approach, positioning branch teams to build long-term customer relationships and support local economic development initiatives. Over the decades, it has maintained a focus on prudent lending practices and personalized service.
Governance at 1st Colonial Bancorp is overseen by a board of directors and an experienced executive management team with extensive backgrounds in commercial banking, risk management, and regulatory compliance. This leadership cadre ensures that the company adheres to sound corporate governance standards while pursuing strategic initiatives to enhance shareholder value and strengthen its service offerings.
