Community Capital Bancshares (OTCMKTS:ALBY), Inc. is a bank holding company headquartered in Charlottesville, Virginia, serving as the parent organization of Community Capital Bank. Through its subsidiary, the company provides a full suite of community banking services to individuals, small- and mid-sized businesses, and nonprofit organizations in central and northern Virginia. Its offerings include deposit products, commercial and consumer lending, mortgage financing, treasury management and online banking solutions.
Founded in 1998 to address the financial needs of local communities, Community Capital Bank has grown organically and through selective branch additions to maintain a strong regional presence. The institution operates multiple full-service offices in key markets such as Charlottesville, Richmond and Northern Virginia, while delivering remote and mobile banking capabilities to clients across the state. This dual delivery model enables the bank to combine personalized, relationship-driven service with digital convenience.
On the commercial side, Community Capital Bancshares specializes in term loans, lines of credit, commercial real estate financing and equipment leases, with a focus on industries ranging from professional services and manufacturing to healthcare and technology. Consumer banking products include checking and savings accounts, home equity lines of credit, residential mortgages and personal loans. The company’s treasury management group offers businesses integrated payment, collection and liquidity solutions designed to streamline cash flow and support operational efficiency.
The executive leadership team is composed of seasoned banking professionals with deep expertise in credit risk management, financial operations and community development. Guided by a board of directors with backgrounds in finance, real estate and regional economic affairs, the company emphasizes strong governance practices, prudent risk management and active engagement within the markets it serves.
