BNCCORP (OTCMKTS:BNCC), headquartered in Napa, California, is the bank holding company for Bank of Napa County, a locally focused community bank serving individuals, small businesses and agricultural enterprises throughout the Napa Valley region. As a one-bank holding company traded on the OTC Markets, BNCCORP oversees strategic planning, regulatory compliance and capital management for its wholly owned subsidiary, ensuring alignment with local market needs and long-term growth objectives.
Through its banking subsidiary, Bank of Napa County offers a broad suite of retail and commercial financial services. Deposit products include checking, savings, money market and retirement accounts, while lending solutions encompass commercial real estate, agricultural and construction financing, consumer mortgages and the U.S. Small Business Administration (SBA) loan programs. The bank also provides treasury and cash management services, digital banking platforms and merchant services designed to support the cash flow requirements of local enterprises.
Tracing its roots back to the early 1900s, BNCCORP has maintained a steadfast commitment to the Napa Valley community, supporting regional growth through financing for vineyards, wine producers and family-owned businesses. Over the decades, the company has expanded its branch network across Napa and neighboring Sonoma counties, adapting its offerings to evolving customer needs while preserving the personalized service characteristic of a community institution.
The company’s executive leadership team, led by a president and CEO with decades of community banking experience, is complemented by senior officers overseeing finance, risk management and retail operations. BNCCORP’s board of directors features local business and civic leaders who guide corporate governance, ensuring that the company’s strategic initiatives foster economic development and deliver sustainable value to shareholders and the communities it serves.
