Southern Banc (OTCMKTS:SRNN) (OTCMKTS:SRNN) is a bank holding company that offers a full range of commercial and consumer banking services through its subsidiary banking institutions. Founded in the early 20th century, the company has grown from a single community bank into a regional financial services provider, maintaining a strong focus on personalized service and long-term customer relationships.
The company’s core products and services include deposit accounts such as checking, savings and money market accounts, as well as a variety of lending solutions. Southern Banc provides residential and commercial real estate mortgages, construction and development financing, agricultural loans and small business credit facilities. In addition, it offers treasury and cash management services, facilitating payroll processing, merchant card services and wire transfers for its customers.
Southern Banc operates primarily across the southeastern United States, with a network of branch offices serving both urban and rural communities. Through its digital banking platform, customers have access to online account management, mobile check deposit and bill payment services. The company emphasizes local decision-making authority, allowing loan officers and branch managers to respond swiftly to the needs of consumers, entrepreneurs and community organizations.
Governance at Southern Banc is overseen by an experienced board of directors and a management team with deep roots in community banking. The company’s leadership team continually invests in technology upgrades and staff development to support growth and regulatory compliance. With a commitment to local engagement, Southern Banc participates in economic revitalization initiatives and charitable programs, reinforcing its role as a partner in regional development.
