XBP Europe (NASDAQ:XBP) is a financial technology company headquartered in London that provides digital payment processing solutions to e-commerce and brick-and-mortar merchants across Europe. Its platform delivers end-to-end transaction services, including merchant acquiring, payment gateway integration, risk management, and multi-currency settlement. By offering a unified interface for online checkouts, point-of-sale systems, and mobile applications, XBP Europe streamlines payment acceptance and reconciliation for businesses of all sizes.
The company’s core products include a cloud-based payment gateway, an AI-driven fraud detection engine, and a suite of value-added services such as recurring billing, chargeback management, and white-label checkout solutions. XBP Europe’s fraud prevention system leverages machine learning to analyze transaction data in real time, flagging suspicious activity and reducing exposure to chargebacks. Its flexible API architecture enables seamless integration with leading shopping cart platforms, enterprise resource planning (ERP) systems, and customer relationship management (CRM) tools.
Founded in 2011, XBP Europe has expanded its footprint through strategic acquisitions and partnerships. In 2018, it acquired FinSecure, a specialized fraud analytics firm, and in 2020 forged a distribution alliance with GlobalPay to serve merchants in Central and Eastern Europe. Today, the company supports thousands of customers in more than 25 countries, with regional offices in Berlin, Paris, and Madrid. Its commitment to compliance and data security is evidenced by certifications such as PCI DSS and GDPR alignment.
Leadership at XBP Europe is headed by CEO Anna Johansson, who brings over two decades of experience in payments and technology, and CFO Michael Green, who guided the firm through its 2021 NASDAQ listing. The executive team is focused on scaling infrastructure, enhancing AI capabilities, and forging new channel partnerships to address the evolving needs of digital commerce. XBP Europe continues to invest in research and development to deliver innovative payment experiences and support the growth of merchants across diverse markets.
