Mercury General (NYSE:MCY) (NYSE: MCY) is a diversified property and casualty insurer that primarily underwrites personal automobile policies. Since its founding in 1961, the company has expanded its offerings to include homeowners, condo, renters and commercial auto coverage. Mercury General has built a reputation for competitive rates, policy customization and responsive claims handling, positioning itself as a leading choice for drivers and homeowners seeking tailored insurance solutions.
In addition to its core auto insurance business, Mercury General provides a range of ancillary products such as boat, motorcycle and umbrella liability insurance. The company’s product portfolio extends to small business coverage, including general liability and business property policies. By offering bundled options and multi-policy discounts, Mercury General aims to deepen customer relationships while addressing evolving risk management needs of individuals and enterprises alike.
Mercury General conducts its operations across multiple states, with a strong presence in California, Florida, Illinois, New Jersey, Oklahoma and Texas. The company distributes its products through a network of independent agents, enabling localized service and expert risk evaluation. This agent-based model supports Mercury General’s commitment to personalized policy advice, swift claims processing and ongoing customer education on coverage options.
Originally founded by insurance entrepreneur George Joseph, Mercury General remains headquartered in Los Angeles, California. George Joseph has served in leadership roles since inception and is widely recognized for shaping the company’s growth strategy. Today, Mercury General is led by President and Chief Executive Officer Jonathan E. Adkins, whose tenure focuses on digital innovation, operational efficiency and geographic expansion to meet the changing demands of insured customers.