HDFC Bank (NYSE:HDB) (NYSE: HDB) is one of India’s leading private sector banks, offering a comprehensive range of banking and financial services to retail and corporate customers. Since commencing operations in August 1994, the bank has expanded its footprint across urban and rural markets, operating thousands of branches and ATMs nationwide. With dedicated business verticals spanning retail banking, wholesale banking, treasury operations and other financial services, HDFC Bank serves millions of individuals, small and medium enterprises, and large corporations.
The bank’s retail product suite includes savings and current accounts, personal, home and auto loans, credit and debit cards, wealth management and digital banking solutions. On the corporate side, HDFC Bank provides working capital finance, term loans, trade services, cash management and supply chain solutions. Its treasury segment manages foreign exchange, derivatives and investment portfolios, supporting both domestic clients and overseas branches in Dubai, Singapore and Hong Kong. Digital innovations such as mobile banking, internet banking and AI-driven advisory platforms have further strengthened customer engagement and operational efficiency.
Founded by the Housing Development Finance Corporation (HDFC) and shaped by seasoned leadership, HDFC Bank has been guided by prominent figures such as Aditya Puri, who served as Managing Director for over 25 years, and Chanda Kochhar, former CEO. In October 2020, Sashidhar Jagdishan assumed the roles of Managing Director and Chief Executive Officer, overseeing strategic growth initiatives, risk management and digital transformation. The board is chaired by Atanu Chakraborty, a veteran civil servant, ensuring robust governance and regulatory compliance.
Over its history, HDFC Bank has earned recognition for its strong asset quality, innovative product offerings and customer-centric approach. The bank continues to deepen its presence in India’s rapidly evolving financial landscape while maintaining a focus on sustainable growth, financial inclusion and leveraging technology to deliver seamless banking experiences.
