HDFC Bank (HDB) Stock Price, News & Analysis

Company Overview

HDFC Bank Limited is an India-based banking and financial services company headquartered in Mumbai. Incorporated in 1994, it began banking operations in 1995 and serves individuals, businesses and institutions across India.

The bank offers savings and current accounts, deposits, loans, credit and debit cards, payment services, and digital banking. Its business also includes wholesale banking, treasury services and wealth management. In 2023, HDFC Limited, a housing finance company, merged with HDFC Bank, bringing its housing finance activities into the bank.

HDFC Bank primarily serves the Indian market and also maintains a limited international presence. Its shares trade in India, and its American depositary shares are listed on the New York Stock Exchange under the symbol HDB.

Key Stats

• Today's Range: $25.06 to $25.64
• 50-Day Range: $21.39 to $25.14
• 52-Week Range: $21.36 to $37.35
• Volume: 8.64 million shs
• Average Volume: 9.16 million shs
• Market Capitalization: $129.00 billion
• P/E Ratio: 14.37
• Dividend Yield: 1.35%
• Price Target: $26.10
• Consensus Rating: Hold

HDFC Bank Stock Analysis - MarketRank™

HDFC Bank scored higher than 57% of companies evaluated by MarketBeat, and ranked 536th out of 843 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 1.9 / 5
• Analyst Rating: Hold

Consensus Rating

HDFC Bank has received a consensus rating of Hold. The company's average rating score is 2.00, and is based on no strong buy ratings, 1 buy rating, 2 hold ratings, and 1 sell rating.

Upside/Downside

The consensus price target for HDFC Bank is close to its current price, suggesting limited near-term upside or downside.

Amount of Analyst Coverage

HDFC Bank has only been the subject of 3 research reports in the past 90 days.

Earnings and Valuation

• Score: 2.5 / 5
• Proj. Earnings Growth: 13.94%

Earnings Growth

Earnings for HDFC Bank are expected to grow by 13.94% in the coming year, from $1.65 to $1.88 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of HDFC Bank is 14.37, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 25.17.

Price to Earnings Ratio vs. Sector

The P/E ratio of HDFC Bank is 14.37, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 19.28.

Price to Earnings Growth Ratio

HDFC Bank has a PEG Ratio of 1.39. PEG Ratios above 1 indicate that a company could be overvalued.

Price to Book Value per Share Ratio

HDFC Bank has a P/B Ratio of 1.32. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 2.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

0.76% of the float of HDFC Bank has been sold short.

Short Interest Ratio / Days to Cover

HDFC Bank has a short interest ratio ("days to cover") of 4.19.

Change versus previous month

Short interest in HDFC Bank has recently increased by 4.04%, indicating that investor sentiment is decreasing.

Dividend

• Score: 2.5 / 5
• Dividend Strength: Moderate

Dividend Yield

HDFC Bank pays a meaningful dividend of 1.35%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

HDFC Bank does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of HDFC Bank is 19.43%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, HDFC Bank will have a dividend payout ratio of 18.09% next year. This indicates that HDFC Bank will be able to sustain or increase its dividend.

News and Social Media

• Score: 3.6 / 5
• News Sentiment: 0.78

News Sentiment

HDFC Bank has a news sentiment score of 0.78. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.58 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 14 news articles for HDFC Bank this week, compared to 7 articles on an average week.

Search Interest

Only 1 people have searched for HDB on MarketBeat in the last 30 days. This is a decrease of -75% compared to the previous 30 days.

MarketBeat Follows

6 people have added HDFC Bank to their MarketBeat watchlist in the last 30 days. This is an increase of 200% compared to the previous 30 days.

Company Ownership

• Score: 0.2 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, HDFC Bank insiders have not sold or bought any company stock.

Percentage Held by Insiders

1.00% of the stock of HDFC Bank is held by insiders.

Percentage Held by Institutions

17.61% of the stock of HDFC Bank is held by institutions.

Company Calendar

• Last Earnings: 10/17/2026
• Today: 11/08/2026
• Next Earnings (Estimated): 1/15/2027
• Fiscal Year End: 3/31/2027

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Finance
• Industry: Banks
• Sub-Industry: Diversified Banks
• Current Symbol: NYSE:HDB
• CIK: 1144967
• Web: www.hdfc.bank.in
• Phone: 912266521000
• Fax: 91-22-2496-0737
• Employees: 211,178
• Year Founded: 1994

Price Target and Rating

• Average Price Target for HDFC Bank: $26.10
• High Price Target: $26.10
• Low Price Target: $26.10
• Potential Upside/Downside: +3.8%
• Consensus Rating: Hold
• Rating Score (0-4): 2.00
• Research Coverage: 4 Analysts

Profitability

• EPS (Trailing Twelve Months): $1.75
• Trailing P/E Ratio: 14.37
• Forward P/E Ratio: 13.37
• P/E Growth: 1.39
• Net Income: $7.51 billion
• Net Margins: 15.84%
• Pretax Margin: 19.11%
• Return on Equity: 11.70%
• Return on Assets: 1.68%

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: 0.42
• Quick Ratio: 0.42

Sales & Book Value

• Annual Sales: $54.16 billion
• Price / Sales: 2.38
• Cash Flow: $1.86 per share
• Price / Cash Flow: 13.53
• Book Value: $19.03 per share
• Price / Book: 1.32

Miscellaneous

• Outstanding Shares: 5,131,120,000
• Free Float: 5,079,812,000
• Market Cap: $129.00 billion
• Optionable: Optionable
• Beta: 0.64