Carter Bankshares Q2 2025 Earnings Report

Carter Bankshares EPS Results

• Actual EPS: $0.41
• Consensus EPS: $0.31
• Beat/Miss: Beat by +$0.10
• One Year Ago EPS: N/A

Carter Bankshares Revenue Results

• Actual Revenue: $37.44 million
• Expected Revenue: $37.33 million
• Beat/Miss: Beat by +$106.00 thousand
• YoY Revenue Growth: N/A

Carter Bankshares Announcement Details

• Quarter: Q2 2025
• Date: 7/24/2025
• Time: Before Market Opens
• Conference Call Date: Thursday, July 24, 2025
• Conference Call Time: 8:00AM ET

Carter Bankshares (NASDAQ:CARE) is a bank holding company headquartered in Suffolk, Virginia, operating primarily through its subsidiary, Carter Bank & Trust. The company offers a full range of commercial and retail banking services, serving individuals, small and mid-sized businesses, and nonprofit organizations. Its financial products are designed to meet the needs of local customers across southeastern Virginia and northeastern North Carolina.

Carter Bank & Trust provides deposit accounts, including checking, savings and money market products, as well as certificates of deposit. Loan offerings encompass residential mortgages, home equity lines of credit, consumer installment loans and commercial lending solutions. The company also delivers treasury management services, online and mobile banking platforms, and a variety of wealth management, trust administration and investment advisory services.

With a heritage dating back nearly a century, Carter Bankshares has grown through organic expansion and strategic acquisitions to strengthen its presence in its core markets. The company emphasizes community engagement and local decision-making, supporting economic development initiatives and philanthropic efforts throughout its service area. Its leadership team consists of seasoned banking professionals committed to customer-focused service and sustainable growth.