First Financial Bancorp (NASDAQ:FFBC) is a diversified financial services holding company headquartered in Cincinnati, Ohio. Through its principal subsidiary, First Financial Bank, the company offers a broad range of banking and financial solutions to individuals, small businesses, and middle-market corporations. Its core services include commercial and consumer lending, deposit and cash management, mortgage origination, and wealth management, complemented by digital banking platforms designed to enhance client convenience and operational efficiency.
In the commercial sector, First Financial Bancorp delivers tailored lending products such as term loans, lines of credit, and equipment financing, alongside treasury management and merchant services that support business growth and cash flow optimization. Personal banking clients have access to checking and savings accounts, home equity loans, residential mortgages, online and mobile banking, and a suite of investment and trust services administered by its wealth management division. The company also provides insurance solutions and retirement planning through strategic partnerships with independent agencies.
Founded nearly a century ago in southern Indiana, First Financial Bancorp has expanded organically and through targeted acquisitions to serve communities across Ohio, eastern Indiana and northern Kentucky. Milestones in its growth include the integration of regional banks and community institutions, each reinforcing its commitment to localized decision-making and personalized service. The company’s branch network and digital footprint reflect a balanced approach to traditional community banking and innovative financial technology.
Guided by President and Chief Executive Officer Harold J. Eaton Jr., First Financial Bancorp emphasizes strong corporate governance, community engagement and talent development. Its leadership team fosters a culture of client-focused service and prudent risk management, ensuring the company remains responsive to evolving market needs while upholding its heritage as a regional banking partner.
