Kinsale Capital Group (NYSE:KNSL) is a specialty insurance holding company focused on providing a broad range of property and casualty insurance products through its subsidiary. Operating primarily in the excess and surplus (E&S) lines market, Kinsale underwrites commercial and personal insurance coverages that are often difficult to place in the standard marketplace. The company partners with independent agents and brokers to deliver tailored solutions across a variety of industries, including construction, manufacturing, hospitality, healthcare, professional services, and technology.
The firm’s product portfolio spans general liability, property, cyber liability, professional liability, and other specialty coverages designed to meet unique risk profiles. Kinsale emphasizes underwriting discipline and data-driven risk selection to maintain profitability in niche segments. Through its underwriting platform, the company offers flexible policy forms, competitive pricing, and responsive claims handling, leveraging both proprietary analytics and market expertise to serve clients with complex insurance needs.
Since its founding in 2009 and subsequent public listing on the New York Stock Exchange in 2018 under the ticker “KNSL,” Kinsale has expanded its operations beyond its headquarters in Richmond, Virginia. The company serves customers across the United States, drawing on a network of underwriting teams located in major insurance hubs nationwide. Under the leadership of Chief Executive Officer Jonathan Grabel and Chairman Pat Ryan, Kinsale has focused on disciplined growth, technological innovation in underwriting, and an entrepreneurial culture that encourages local market responsiveness. This strategic approach has allowed Kinsale to build a reputation for agility in serving hard-to-place risks while maintaining strong financial stability.
