First National (NASDAQ:FXNC) Corporation (NASDAQ: FXNC) is a bank holding company headquartered in Frankfort, Kentucky, serving the financial needs of individuals, families and businesses throughout central Kentucky. Through its principal subsidiary, First National Bank, the company offers a comprehensive suite of banking products including checking and savings accounts, money market and certificate accounts, consumer and commercial lending, home mortgage financing, and electronic payment services.
Customers of First National Bank benefit from an integrated digital banking platform that supports online account management, mobile deposits, bill pay and remote deposit capture. Commercial clients have access to treasury management solutions, merchant card processing and a variety of credit facilities tailored for working capital, equipment acquisition and real estate development. The bank’s trust and wealth management division provides fiduciary services, investment advisory, estate planning and retirement planning aimed at high-net-worth individuals and families.
Tracing its roots to a local banking charter in the early 20th century, First National Corporation was organized as a holding company in the mid-1980s and has grown through strategic branch expansions and selective acquisitions in Franklin, Fayette, Scott and Woodford counties. Today, the company operates a network of branch offices and ATMs across the region, emphasizing community engagement and personalized service. First National has cultivated longstanding relationships with local businesses, agricultural enterprises and nonprofit organizations, reinforcing its role as a community partner.
The leadership team is led by President and Chief Executive Officer Stephen A. Long, whose banking career spans more than three decades in retail and commercial lending. Supporting him is an executive group that includes the Chief Financial Officer, Chief Risk Officer and heads of retail banking, wealth management and operations. First National’s board of directors comprises regional business leaders, legal professionals and community advocates who guide the company’s strategic direction and uphold its commitment to sound governance and risk management.
