SurgePays (NASDAQ:SURG) (NASDAQ:SURG) operates as a technology-driven payments concierge and financial management services provider. The company leverages a subscription-based membership model to offer consumers and small businesses access to digital and physical gift card programs, travel and dining deals, and a suite of prepaid payment solutions. Its core platform enables members to access curated discounts and promotional offers, while also allowing merchants to reach engaged audiences through targeted marketing campaigns.
At the heart of SurgePays’ offerings is Pulse Prepaid Systems, its proprietary infrastructure for issuing and processing prepaid cards and virtual Visa credentials. Through an API-driven digital point-of-sale network, the company supports the distribution of reloadable debit cards, multi-currency travel cards, and customized incentive programs. These solutions are tailored to corporate clients seeking turnkey payment options for employee rewards, supplier incentives, and consumer loyalty initiatives.
Headquartered in Orlando, Florida, SurgePays extends its services across the United States and into select international markets. In addition to its domestic operations, the company has launched multi-currency travel cards in Europe and Canada, and it maintains partnerships with regional payment processors to facilitate cross-border transactions. SurgePays’ technology platform is designed to scale in both developed and emerging markets, offering flexible integrations for online retailers, hospitality groups, and financial institutions.
Founded in the early 2010s, SurgePays has evolved from an e-commerce gift card reseller into a comprehensive fintech provider. Under the leadership of CEO Stephen Hummer, who brings more than two decades of experience in payment processing and financial services, the company has expanded its product portfolio and strategic alliances. Its executive team also includes seasoned professionals in operations, compliance, and technology development, positioning SurgePays for continued growth in the digital payments landscape.
