First Guaranty Bancshares (NASDAQ:FGBI) is a financial holding company headquartered in Hammond, Louisiana. Through its principal subsidiary, First Guaranty Bank, the company provides a diversified range of commercial and retail banking services. Founded in 1932, First Guaranty Bancshares has grown from a community mutual bank into a publicly traded institution listed on the Nasdaq under the ticker FGBI.
The company’s core business activities encompass traditional deposit products and lending solutions. On the deposit side, First Guaranty Bank offers checking accounts, savings accounts, money market accounts and certificates of deposit designed to meet both personal and business needs. On the lending side, the bank originates commercial real estate loans, construction and development loans, commercial and industrial loans, agribusiness loans and residential mortgage loans. Ancillary services include cash management, online and mobile banking platforms, treasury services and merchant card processing.
First Guaranty Bancshares primarily serves markets in southeastern Louisiana and parts of eastern Texas, leveraging a network of community branch offices to support local businesses, professionals and homeowners. In recent years, the company has selectively expanded its footprint into central Florida, broadening its customer base while maintaining a focus on relationship-driven banking. This regional presence enables the bank to tailor its product offerings to the economic characteristics of each community it serves.
Led by an experienced management team with deep roots in community banking, First Guaranty Bancshares emphasizes personalized service and local decision making. The company’s leadership has pursued prudent growth strategies and maintained a commitment to customer satisfaction, corporate governance and regulatory compliance. This approach underpins First Guaranty Bancshares’ mission to foster economic development in its core markets while delivering value to shareholders and stakeholders alike.