Agricultural Bank of China Limited is one of China’s largest state-owned commercial banks, offering a full suite of corporate and personal banking services. The bank’s core activities include deposit-taking, lending, trade finance, cash management, credit card services and wealth management. It also provides specialized agricultural and rural financing solutions designed to support farmers, agribusinesses and related industries.
Founded in 1951 and restructured as a joint-stock commercial bank in 2004, Agricultural Bank of China operates an extensive domestic network of branches across Mainland China. The bank has expanded its international footprint with branches and representative offices in major financial centres such as Hong Kong, New York and London. It also maintains an American Depositary Receipt program under the ticker ACGBY on the OTC Market, providing U.S. investors with access to its shares.
Beyond traditional lending and deposit services, the bank has developed complementary businesses in asset management, trust services and insurance brokerage. Its treasury operations encompass foreign exchange, interest rate derivatives and bond trading, serving both domestic and global institutional clients. Through ongoing investments in digital banking and fintech partnerships, the bank aims to enhance customer experience and operational efficiency.
The institution is led by Chairman Tian Guoli and President Zhang Qingsong, whose management team brings extensive expertise in financial services and risk management. Under their guidance, Agricultural Bank of China continues to pursue sustainable growth, innovation and social responsibility, with a focus on supporting China’s rural development and expanding its global presence.
